# WallyPay vs Terabank

The clearest difference is review sentiment: Terabank at 100% against WallyPay's 0%. Terabank also leads on rating (4.8 vs 3.0) and ratings volume (230 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Terabank holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Terabank has 230 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of WallyPay's written reviews are positive against 100% of Terabank's.

WallyPay ships an update every 3 months, Terabank every 3 weeks. The most recent releases landed on September 23, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | WallyPay | Terabank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (6 ratings)](https://appshunter.io/ios/app/wallypay/id1499628677/reviews) | **[4.8 (230 ratings)](https://appshunter.io/ios/app/terabank/id1669238749/reviews)** |
| Number of ratings | 6 | **230** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 20 MB | 56 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wally Payments s.r.o.](https://appshunter.io/developer/1499628676) | [Terabank JSC](https://appshunter.io/developer/1513026337) |

## What reviewers say

### WallyPay

[App page](https://appshunter.io/ios/app/wallypay/id1499628677)

Manage your personal finances with a secure, modern financial app. It facilitates international and local transactions, offers online loan opportunities, and allows for easy utility payments and card management. Track and monitor your daily money transactions effortlessly.

**Highlights:** Internal and external money transfers, Card payment management, Utility payments, Currency converter, 24/7 online assistance, Online loan opportunities

**Features:** macOS Compatibility

**In-app purchases:** none


### Terabank

[App page](https://appshunter.io/ios/app/terabank/id1669238749)

Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.

**Highlights:** Secure login with Face ID/Touch ID, Easy and scheduled payments, Open any type of account, Block or replace cards instantly, Domestic and international transfers, Effortless bill payments, Apply for banking products

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WallyPay free?

WallyPay is free to download, with no in-app purchases.

### Is Terabank free?

Terabank is free to download, with no in-app purchases.

### Which has better reviews, WallyPay or Terabank?

Terabank is rated higher. WallyPay averages 3.0 out of 5 from 6 ratings, while Terabank averages 4.8 from 230 ratings.

### Do WallyPay or Terabank have ads?

Neither WallyPay nor Terabank shows ads.

### Which is updated more often, WallyPay or Terabank?

WallyPay ships an update every 3 months, and Terabank every 3 weeks. Most recently, WallyPay was updated on September 23, 2026 and Terabank on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*