# Bills io vs Balance

The clearest difference is update cadence: Balance at every 2 weeks against Bills io's every 6 weeks. Balance also leads on review sentiment (85% vs 74%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Bills io sells 3 in-app purchases, starting at $0.99 per month and Balance sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Bills io against 4.7 for Balance. Both are backed by a comparable volume of ratings — 34 and 16 respectively. Written reviews are what separate them: 74% of Bills io's written reviews are positive against 85% of Balance's.

Bills io ships an update every 6 weeks, Balance every 2 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Bills io | Balance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (34 ratings)](https://appshunter.io/ios/app/bills-io-subscription-tracker/id1499730119/reviews) | **[4.7 (16 ratings)](https://appshunter.io/ios/app/balance-personal-finance/id1606536498/reviews)** |
| Number of ratings | **34** | 16 |
| Positive reviews | 73.7% of reviews | **84.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Freemium | Freemium |
| Size | 45 MB | 54 MB |
| Requires iOS | **26.0** | 27.0 |
| Devices | iPhone, iPad, Mac | **iPhone, iPad, Mac, Vision Pro** |
| Age rating | 17+ | 4+ |
| Developer | [Studio Ember LLC](https://appshunter.io/developer/1499730118) | [Anatoliy Gershman](https://appshunter.io/developer/1443169072) |

## What reviewers say

### Bills io

[App page](https://appshunter.io/ios/app/bills-io-subscription-tracker/id1499730119)

Organize and track all your recurring and one-off expenses with this privacy-focused finance app. Get timely notifications for upcoming bills and analyze your spending patterns. Data syncs securely across your Apple devices via iCloud.

**Highlights:** Organize bills with tags, Track expenses by account, Log payment history, Export data to Excel/Numbers, Receive bill notifications, Sync across Apple devices

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (1 Month) | $0.99 | per month |
| Premium (1 Year) | $9.99 | per year |
| Premium (Lifetime) | $39.99 | one-time |


### Balance

[App page](https://appshunter.io/ios/app/balance-personal-finance/id1606536498)

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

**Highlights:** All account tracking, iCloud sync across Apple devices, Quick expense entry, Advanced search and filtering, Customizable reports, Budget management, Scheduled and recurring transactions

**Features:** Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Quarterly | $4.99 | per 3 months |
| Yearly | $14.99 | per year |
| Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Bills io free?

Bills io is free to download, with in-app purchases available.

### Is Balance free?

Balance is free to download, with in-app purchases available.

### Which has better reviews, Bills io or Balance?

Balance is rated higher. Bills io averages 4.7 out of 5 from 34 ratings, while Balance averages 4.7 from 16 ratings.

### Do Bills io or Balance have ads?

Neither Bills io nor Balance shows ads.

### Which is updated more often, Bills io or Balance?

Bills io ships an update every 6 weeks, and Balance every 2 weeks. Most recently, Bills io was updated on October 20, 2026 and Balance on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*