# Bills io vs SplitMate

The clearest difference is in-app purchases: SplitMate at none against Bills io's 3. SplitMate also leads on update cadence (every 3 weeks vs every 6 weeks) and iOS requirement (16.0 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Bills io sells 3 in-app purchases, starting at $0.99 per month. SplitMate asks for nothing beyond the download.

Bills io ships an update every 6 weeks, SplitMate every 3 weeks. The most recent releases landed on October 7, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Bills io | SplitMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (34 ratings)](https://appshunter.io/ios/app/bills-io-subscription-tracker/id1499730119/reviews)** | — |
| Number of ratings | **34** | — |
| Positive reviews | 73.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Freemium | — |
| Size | 45 MB | 50 MB |
| Requires iOS | 26.0 | **16.0** |
| Devices | **iPhone, iPad, Mac** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Studio Ember LLC](https://appshunter.io/developer/1499730118) | [CodeTailor Softech Pvt Ltd](https://appshunter.io/developer/1836853251) |

## What reviewers say

### Bills io

[App page](https://appshunter.io/ios/app/bills-io-subscription-tracker/id1499730119)

Organize and track all your recurring and one-off expenses with this privacy-focused finance app. Get timely notifications for upcoming bills and analyze your spending patterns. Data syncs securely across your Apple devices via iCloud.

**Highlights:** Organize bills with tags, Track expenses by account, Log payment history, Export data to Excel/Numbers, Receive bill notifications, Sync across Apple devices

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (1 Month) | $0.99 | per month |
| Premium (1 Year) | $9.99 | per year |
| Premium (Lifetime) | $39.99 | one-time |


### SplitMate

[App page](https://appshunter.io/ios/app/splitmate-split-bills-easy/id6764536000)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bills io free?

Bills io is free to download, with in-app purchases available.

### Is SplitMate free?

SplitMate is free to download, with no in-app purchases.

### Do Bills io or SplitMate have ads?

Neither Bills io nor SplitMate shows ads.

### Which is updated more often, Bills io or SplitMate?

Bills io ships an update every 6 weeks, and SplitMate every 3 weeks. Most recently, Bills io was updated on October 7, 2026 and SplitMate on September 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*