# Myセブン銀行 vs 三井住友カード VポイントPay  バーチャルプリペイド

The clearest difference is ads: 三井住友カード VポイントPay  バーチャルプリペイド at none against Myセブン銀行's shown. 三井住友カード VポイントPay  バーチャルプリペイド also leads on monetization model (ad-supported vs free with in-app purchases). Myセブン銀行's advantage is rating (4.8 vs 4.4) and update cadence (every 3 weeks vs every 4 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Myセブン銀行 holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 29 and 69 respectively. Written reviews point the same way: 15% of Myセブン銀行's written reviews are positive against 9% of 三井住友カード VポイントPay  バーチャルプリペイド's.

Myセブン銀行 ships an update every 3 weeks, 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Myセブン銀行 | 三井住友カード VポイントPay  バーチャルプリペイド |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (29 ratings)](https://appshunter.io/ios/app/my-10/id1499947550/reviews)** | [4.4 (69 ratings)](https://appshunter.io/ios/app/vpay/id1504833985/reviews) |
| Number of ratings | 29 | **69** |
| Positive reviews | **15.0% of reviews** | 9.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 53 MB | 41 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Seven Bank, Ltd.](https://appshunter.io/developer/887864254) | [三井住友カード株式会社](https://appshunter.io/developer/838138455) |

## What reviewers say

### Myセブン銀行

[App page](https://appshunter.io/ios/app/my-10/id1499947550)

Open a bank account in as little as 10 minutes and manage your finances on the go. Perform cardless ATM transactions, make transfers, and access loan services directly from your smartphone.

**Highlights:** Instant account opening, Cardless ATM transactions, App transfers, Loan service application, Balance and transaction history, nanaco point and money balance inquiry, App authentication for security

**Features:** Vision Pro support

**In-app purchases:** none


### 三井住友カード VポイントPay  バーチャルプリペイド

[App page](https://appshunter.io/ios/app/vpay/id1504833985)

This app allows you to use your accumulated V Points for payments at Visa and iD merchants, both in-store and online. You can easily register, charge your points, and even link credit cards or bank accounts for seamless transactions. It also offers features to earn more points and manage your spending securely.

**Highlights:** Use V Points for payments, Charge points from credit cards/bank accounts, Apple Pay and iD compatible, Online shopping payments, Earn points at V Point partners, View transaction history, Temporary payment suspension

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Myセブン銀行 free?

Myセブン銀行 is free to download, with no in-app purchases.

### Is 三井住友カード VポイントPay  バーチャルプリペイド free?

三井住友カード VポイントPay  バーチャルプリペイド is free to download, with no in-app purchases.

### Which has better reviews, Myセブン銀行 or 三井住友カード VポイントPay  バーチャルプリペイド?

Myセブン銀行 is rated higher. Myセブン銀行 averages 4.8 out of 5 from 29 ratings, while 三井住友カード VポイントPay  バーチャルプリペイド averages 4.4 from 69 ratings.

### Do Myセブン銀行 or 三井住友カード VポイントPay  バーチャルプリペイド have ads?

Myセブン銀行 shows ads; 三井住友カード VポイントPay  バーチャルプリペイド does not.

### Which is updated more often, Myセブン銀行 or 三井住友カード VポイントPay  バーチャルプリペイド?

Myセブン銀行 ships an update every 3 weeks, and 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. Most recently, Myセブン銀行 was updated on September 23, 2026 and 三井住友カード VポイントPay  バーチャルプリペイド on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*