# Банк Власний Рахунок vs SBC

The clearest difference is in-app purchases: Банк Власний Рахунок at none against SBC's 13. Банк Власний Рахунок also leads on iOS requirement (15.0 vs 17.5). SBC's advantage is ads (none vs shown) and review sentiment (64% vs 43%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. SBC sells 13 in-app purchases, starting at $0.29 per month. Банк Власний Рахунок asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.4 for Банк Власний Рахунок against 4.3 for SBC. Both are backed by a comparable volume of ratings — 50 and 25 respectively. Written reviews are what separate them: 43% of Банк Власний Рахунок's written reviews are positive against 64% of SBC's.

Банк Власний Рахунок ships an update every 2 weeks, SBC every 8 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Банк Власний Рахунок | SBC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (50 ratings)](https://appshunter.io/ios/app/id1499995681/reviews)** | [4.3 (25 ratings)](https://appshunter.io/ios/app/sbc/id6642675514/reviews) |
| Number of ratings | **50** | 25 |
| Positive reviews | 43.5% of reviews | **63.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 348 MB | 61 MB |
| Requires iOS | **15.0** | 17.5 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [VST BANK JSCo](https://appshunter.io/developer/1198474017) | [eRealm OU](https://appshunter.io/developer/1465579959) |

## What reviewers say

### Банк Власний Рахунок

[App page](https://appshunter.io/ios/app/id1499995681)

This digital banking app offers convenient management of personal and credit funds, with special benefits for shopping at "Silpo". Open virtual cards, earn loyalty points, and manage loans, currency, and deposits all from your smartphone.

**Highlights:** Virtual card in 5 minutes, 1% back in balobonus points, Credit limit up to 100,000 UAH, Installment payments, Currency cards in USD/EUR, High-interest deposits, Smart expense tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### SBC

[App page](https://appshunter.io/ios/app/sbc/id6642675514)

Manage your investment portfolio and analyze the market with real-time stock information. Consolidate portfolios from various brokers in one place for comprehensive monitoring. Access exclusive features like following successful investors and receiving stock ratings with a subscription.

**Highlights:** Real-time stock information, Consolidated portfolio management, Track market trends, Follow successful investors (subscription), Stock ratings and analysis (paid)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| QA's portfolio | $0.29 | per month |
| Brokerage auto-sync for 1 month | $2.99 | per month |
| Level "Investor" for 1 month | $3.99 | per month |
| Portfolio Monkey`s | $3.99 | per month |
| Level "Premium" for 1 month | $7.99 | per month |
| Millionaire in 7 years | $7.99 | per month |
| Value from Dias | $18.00 | per month |
| Level "Investor" for 1 year | $25.00 | per year |
| Level "Premium" for 1 year | $49.00 | per year |
| 10 відкриттів | $0.99 | one-time |
| 60 відкриттів | $3.99 | one-time |
| Tax investment declaration | $7.99 | one-time |
| 130 відкриттів | $7.99 | one-time |


## Frequently asked questions

### Is Банк Власний Рахунок free?

Банк Власний Рахунок is free to download, with no in-app purchases.

### Is SBC free?

SBC is free to download, with in-app purchases available.

### Which has better reviews, Банк Власний Рахунок or SBC?

Банк Власний Рахунок is rated higher. Банк Власний Рахунок averages 4.4 out of 5 from 50 ratings, while SBC averages 4.3 from 25 ratings.

### Do Банк Власний Рахунок or SBC have ads?

Банк Власний Рахунок shows ads; SBC does not.

### Which is updated more often, Банк Власний Рахунок or SBC?

Банк Власний Рахунок ships an update every 2 weeks, and SBC every 8 days. Most recently, Банк Власний Рахунок was updated on October 29, 2026 and SBC on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*