# Netchex vs Earned Wage Access by Netchex

The clearest difference is update cadence: Earned Wage Access by Netchex at fortnightly against Netchex's every 18 months. Earned Wage Access by Netchex also leads on rating (4.8 vs 4.5) and ratings volume (2.5K vs 81). Netchex's advantage is review sentiment (58% vs 37%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Earned Wage Access by Netchex holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Earned Wage Access by Netchex has 2.5K ratings behind it against 81, so its average is the more settled of the two. Written reviews complicate that: 58% of Netchex's written reviews are positive against 37% of Earned Wage Access by Netchex's, so the app with the better star average is not the one people write more warmly about.

Netchex ships an update every 18 months, Earned Wage Access by Netchex fortnightly. The most recent releases landed on October 20, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Netchex | Earned Wage Access by Netchex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (81 ratings)](https://appshunter.io/ios/app/netchex/id1500011089/reviews) | **[4.8 (2.5K ratings)](https://appshunter.io/ios/app/earned-wage-access-by-netchex/id6502833069/reviews)** |
| Number of ratings | 81 | **2.5K** |
| Positive reviews | **58.3% of reviews** | 37.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 18 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 11 MB | 132 MB |
| Requires iOS | **15.5** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [S&W Payroll Services LLC](https://appshunter.io/developer/1500011088) | [Rain Inc.](https://appshunter.io/developer/1491065333) |

## What reviewers say

### Netchex

[App page](https://appshunter.io/ios/app/netchex/id1500011089)

Manage your work schedule and personal information on the go. Easily punch in and out, track your earnings, and submit time-off requests directly from your mobile device. Keep your details current without needing a computer.

**Highlights:** Punch in/out, Track pay, Request time off, Complete tasks, Update personal information

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Efficient and convenient
- 🔒 Secure login options
- 💡 Helpful features like PTO requests and paystub access
- 🚀 Easy to navigate

**What reviewers complain about**

- 🐛 Buggy and unreliable performance
- 🐛 Slow loading times
- 🐛 Crashes and freezes
- 🐛 Inconsistent functionality

**Reported bugs**

- Login and verification issues
- Clocking in/out problems
- Paystub and payroll data not loading properly
- Blank screens and navigation problems

**Requested features**

- Improve stability and reliability
- Enhance navigation and user experience
- Provide more customization options
- Expand functionality for managers/admins


### Earned Wage Access by Netchex

[App page](https://appshunter.io/ios/app/earned-wage-access-by-netchex/id6502833069)

Access your earned wages instantly, track your financial growth, and explore a suite of benefits. This tool offers real-time insights and smart financial management to help you make the most of your income and benefits, anytime.

**Highlights:** Instant access to earned wages, Track earnings growth, Access benefits anytime, Financial coaching and education, Spending analytics, Balance alerts, Bank-level encryption

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast cash
- 💡 Helpful when short on funds
- 👍 Convenient

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Account setup problems
- 🐛 Unresponsive customer support

**Reported bugs**

- Unable to log in
- Incompatible with some devices

**Requested features**

- Improve login and account setup process
- Enhance customer support responsiveness


## Frequently asked questions

### Is Netchex free?

Netchex is free to download, with no in-app purchases.

### Is Earned Wage Access by Netchex free?

Earned Wage Access by Netchex is free to download, with no in-app purchases.

### Which has better reviews, Netchex or Earned Wage Access by Netchex?

Earned Wage Access by Netchex is rated higher. Netchex averages 4.5 out of 5 from 81 ratings, while Earned Wage Access by Netchex averages 4.8 from 2.5K ratings.

### Do Netchex or Earned Wage Access by Netchex have ads?

Neither Netchex nor Earned Wage Access by Netchex shows ads.

### Which is updated more often, Netchex or Earned Wage Access by Netchex?

Netchex ships an update every 18 months, and Earned Wage Access by Netchex fortnightly. Most recently, Netchex was updated on October 20, 2026 and Earned Wage Access by Netchex on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*