# Mujer Financiera vs MODO

The clearest difference is rating: MODO at 4.8 against Mujer Financiera's 4.0. MODO also leads on in-app purchases (none vs 6) and ratings volume (1.3K vs 5). Mujer Financiera's advantage is ads (none vs shown). On price, review sentiment, update cadence and device support there is nothing between them.

Both are free to download. Mujer Financiera sells 6 in-app purchases, starting at $2.99 per month. MODO asks for nothing beyond the download.

MODO holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 21% of Mujer Financiera's written reviews are positive against 28% of MODO's.

Mujer Financiera ships an update every 4 days, MODO weekly. The most recent releases landed on October 27, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Mujer Financiera | MODO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (5 ratings)](https://appshunter.io/ios/app/mujer-financiera/id1500141868/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** |
| Number of ratings | 5 | **1.3K** |
| Positive reviews | 20.8% of reviews | **27.9% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Weekly |
| Monetization | Freemium | **Free** |
| Size | 44 MB | 206 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Mujer Financiera](https://appshunter.io/developer/1640337048) | [Play Digital SA](https://appshunter.io/developer/1527103696) |

## What reviewers say

### Mujer Financiera

[App page](https://appshunter.io/ios/app/mujer-financiera/id1500141868)

Learn to save and invest with personalized income, expense, and savings tracking. Filter finances by personal, family, or business use. Receive monthly reports and recommendations to improve savings.

**Highlights:** Track income, expenses, and savings, Customizable categories, Filter finances by personal, family, business, Monthly reports and recommendations, Increase savings

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MF Premium | $2.99 | per month |
| Membresía Platinum (ex Premium) | $13.99 | per month |
| Membresía Platinum (ex Basic) | $13.99 | per month |
| MF Premium | $21.49 | per year |
| Membresía Platinum (ex Premium) | $114.99 | per year |
| Membresía Platinum (ex Basic) | $114.99 | per year |


### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


## Frequently asked questions

### Is Mujer Financiera free?

Mujer Financiera is free to download, with in-app purchases available.

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Which has better reviews, Mujer Financiera or MODO?

MODO is rated higher. Mujer Financiera averages 4.0 out of 5 from 5 ratings, while MODO averages 4.8 from 1.3K ratings.

### Do Mujer Financiera or MODO have ads?

MODO shows ads; Mujer Financiera does not.

### Which is updated more often, Mujer Financiera or MODO?

Mujer Financiera ships an update every 4 days, and MODO weekly. Most recently, Mujer Financiera was updated on October 27, 2026 and MODO on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*