# Cashplan vs AlmostZero

The clearest difference is review sentiment: AlmostZero at 86% against Cashplan's 0%. AlmostZero also leads on rating (4.8 vs 3.0) and ratings volume (75 vs 2). Cashplan's advantage is iOS requirement (15.6 vs 26.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Cashplan sells 2 in-app purchases, starting at $3.99 per month and AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

AlmostZero holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: AlmostZero has 75 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Cashplan's written reviews are positive against 86% of AlmostZero's.

Cashplan ships an update every 8 days, AlmostZero every 2 weeks. The most recent releases landed on June 1, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Cashplan | AlmostZero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/cashplan-plan-ahead/id1500199497/reviews) | **[4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** |
| Number of ratings | 2 | **75** |
| Positive reviews | 0.0% of reviews | **85.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 2 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 78 MB | 224 MB |
| Requires iOS | **15.6** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Erlend Madsen](https://appshunter.io/developer/483924215) | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) |

## What reviewers say

### Cashplan

[App page](https://appshunter.io/ios/app/cashplan-plan-ahead/id1500199497)

This app helps you create budgets and monitor your spending. Set up categories with planned amounts and easily track your progress with visual indicators. It offers features for multiple budgets, currency support, and data export.

**Highlights:** Multiple budgets, Visual progress bars, Customizable periods, Spending pattern charts, Location mapping, Cross-device sync, Multi-currency support, CSV data export

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Account | $3.99 | per month |
| Premium Account (Yearly) | $29.99 | per year |


### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


## Frequently asked questions

### Is Cashplan free?

Cashplan is free to download, with in-app purchases available.

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Which has better reviews, Cashplan or AlmostZero?

AlmostZero is rated higher. Cashplan averages 3.0 out of 5 from 2 ratings, while AlmostZero averages 4.8 from 75 ratings.

### Do Cashplan or AlmostZero have ads?

Neither Cashplan nor AlmostZero shows ads.

### Which is updated more often, Cashplan or AlmostZero?

Cashplan ships an update every 8 days, and AlmostZero every 2 weeks. Most recently, Cashplan was updated on June 1, 2026 and AlmostZero on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*