# PayForMe vs LemFi

The clearest difference is update cadence: LemFi at weekly against PayForMe's every 4 months. LemFi also leads on ratings volume (74K vs 2). PayForMe's advantage is review sentiment (82% vs 57%) and rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayForMe holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LemFi has 74K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 82% of PayForMe's written reviews are positive against 57% of LemFi's.

PayForMe ships an update every 4 months, LemFi weekly. The most recent releases landed on October 5, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | PayForMe | LemFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payforme/id1500428306/reviews)** | [4.8 (74K ratings)](https://appshunter.io/ios/app/lemfi/id1533066809/reviews) |
| Number of ratings | 2 | **74K** |
| Positive reviews | **81.8% of reviews** | 57.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | Free | Free |
| Size | 4 MB | 863 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jona Koenig](https://appshunter.io/developer/1764825010) | [Lemonade Finance](https://appshunter.io/developer/1533066811) |

## What reviewers say

### PayForMe

[App page](https://appshunter.io/ios/app/payforme/id1500428306)

Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.

**Highlights:** Track borrowed money, Manage multiple projects, View member balances, Create and update bills, Clear individual debts, Color-coded user differentiation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LemFi

[App page](https://appshunter.io/ios/app/lemfi/id1533066809)

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

**Highlights:** Send money overseas, Low or zero transfer fees, Multi-currency account, Hold and exchange funds, Refer-a-friend rewards, Real-time notifications, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transfers
- 💳 Competitive exchange rates
- 👍 Easy to use app
- 🕰️ Instant money delivery
- 🤝 Excellent customer service

**What reviewers complain about**

- 🕰️ Delayed transactions
- 🔒 Verification issues
- 💳 Debit card problems
- 🤖 Poor customer support
- 💰 High fees

**Reported bugs**

- App crashes or freezes
- Funds not reflecting in wallet
- Incorrect exchange rates displayed
- Verification process not working

**Requested features**

- Add more beneficiary bank options
- Improve transaction history and reporting
- Provide ability to cancel or reverse transactions
- Increase transfer limits
- Offer mobile wallet or digital account features


## Frequently asked questions

### Is PayForMe free?

PayForMe is free to download, with no in-app purchases.

### Is LemFi free?

LemFi is free to download, with no in-app purchases.

### Which has better reviews, PayForMe or LemFi?

PayForMe is rated higher. PayForMe averages 5.0 out of 5 from 2 ratings, while LemFi averages 4.8 from 74K ratings.

### Do PayForMe or LemFi have ads?

Neither PayForMe nor LemFi shows ads.

### Which is updated more often, PayForMe or LemFi?

PayForMe ships an update every 4 months, and LemFi weekly. Most recently, PayForMe was updated on October 5, 2026 and LemFi on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*