# PayForMe vs CoSpend.App

The clearest difference is in-app purchases: PayForMe at none against CoSpend.App's 1. PayForMe also leads on ads (none vs shown). CoSpend.App's advantage is update cadence (every 3 weeks vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. CoSpend.App sells 1 in-app purchase, starting at $3.99 per month. PayForMe asks for nothing beyond the download.

PayForMe ships an update every 4 months, CoSpend.App every 3 weeks. The most recent releases landed on July 24, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | PayForMe | CoSpend.App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payforme/id1500428306/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 4 MB | 37 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Jona Koenig](https://appshunter.io/developer/1764825010) | [Lucas Silva](https://appshunter.io/developer/1875776047) |

## What reviewers say

### PayForMe

[App page](https://appshunter.io/ios/app/payforme/id1500428306)

Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.

**Highlights:** Track borrowed money, Manage multiple projects, View member balances, Create and update bills, Clear individual debts, Color-coded user differentiation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CoSpend.App

[App page](https://appshunter.io/ios/app/cospendapp/id6758921583)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Couple | $3.99 | per month |


## Frequently asked questions

### Is PayForMe free?

PayForMe is free to download, with no in-app purchases.

### Is CoSpend.App free?

CoSpend.App is free to download, with in-app purchases available.

### Do PayForMe or CoSpend.App have ads?

CoSpend.App shows ads; PayForMe does not.

### Which is updated more often, PayForMe or CoSpend.App?

PayForMe ships an update every 4 months, and CoSpend.App every 3 weeks. Most recently, PayForMe was updated on July 24, 2026 and CoSpend.App on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*