# Memo Bank Authenticator vs Ekip

The clearest difference is review sentiment: Ekip at 100% against Memo Bank Authenticator's 0%. Ekip also leads on update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Memo Bank Authenticator ships an update every 3 months, Ekip monthly. The most recent releases landed on October 16, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Memo Bank Authenticator | Ekip |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 22 MB | 78 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Memo Bank SA](https://appshunter.io/developer/1478649080) | [EKIP](https://appshunter.io/developer/1534150551) |

## What reviewers say

### Memo Bank Authenticator

[App page](https://appshunter.io/ios/app/memo-bank-authenticator/id1500599670)

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

**Highlights:** Account verification, Transaction authorization, Login approval, Password change approval, Wire transfer approval, Beneficiary addition approval, Touch ID/Face ID security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Ekip

[App page](https://appshunter.io/ios/app/ekip/id1634165543)

This app provides a digital solution for managing meal vouchers, focusing on eco-friendly and socially responsible dining options. It allows users to track spending, pay with a wide network, and discover local businesses that meet sustainability criteria, offering discounts and contributing to sustainable agriculture projects.

**Highlights:** Real-time expense tracking, Wide acceptance network payment, Instant card blocking, Access card details and PIN, Mobile payment configuration, Discover eco-friendly/socially responsible eateries, Receive discounts at engaged businesses, Fund sustainable agriculture projects

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Memo Bank Authenticator free?

Memo Bank Authenticator is free to download, with no in-app purchases.

### Is Ekip free?

Ekip is free to download, with no in-app purchases.

### Do Memo Bank Authenticator or Ekip have ads?

Neither Memo Bank Authenticator nor Ekip shows ads.

### Which is updated more often, Memo Bank Authenticator or Ekip?

Memo Bank Authenticator ships an update every 3 months, and Ekip monthly. Most recently, Memo Bank Authenticator was updated on October 16, 2026 and Ekip on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*