# Memo Bank Authenticator vs PASS Conseils

The clearest difference is update cadence: PASS Conseils at every 6 weeks against Memo Bank Authenticator's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Memo Bank Authenticator ships an update every 3 months, PASS Conseils every 6 weeks. The most recent releases landed on October 16, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Memo Bank Authenticator | PASS Conseils |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 22 MB | 67 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Memo Bank SA](https://appshunter.io/developer/1478649080) | [MY UNISOFT](https://appshunter.io/developer/1876814035) |

## What reviewers say

### Memo Bank Authenticator

[App page](https://appshunter.io/ios/app/memo-bank-authenticator/id1500599670)

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

**Highlights:** Account verification, Transaction authorization, Login approval, Password change approval, Wire transfer approval, Beneficiary addition approval, Touch ID/Face ID security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### PASS Conseils

[App page](https://appshunter.io/ios/app/pass-conseils/id1641469620)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Memo Bank Authenticator free?

Memo Bank Authenticator is free to download, with no in-app purchases.

### Is PASS Conseils free?

PASS Conseils is free to download, with no in-app purchases.

### Do Memo Bank Authenticator or PASS Conseils have ads?

Neither Memo Bank Authenticator nor PASS Conseils shows ads.

### Which is updated more often, Memo Bank Authenticator or PASS Conseils?

Memo Bank Authenticator ships an update every 3 months, and PASS Conseils every 6 weeks. Most recently, Memo Bank Authenticator was updated on October 16, 2026 and PASS Conseils on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*