# IBS Mobile vs SahayPay

The clearest difference is review sentiment: SahayPay at 100% against IBS Mobile's 0%. SahayPay also leads on rating (5.0 vs 3.5). IBS Mobile's advantage is ratings volume (24 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SahayPay holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: IBS Mobile has 24 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of IBS Mobile's written reviews are positive against 100% of SahayPay's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IBS Mobile | SahayPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (24 ratings)](https://appshunter.io/ios/app/ibs-mobile/id1500860861/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/sahaypay/id6475752358/reviews)** |
| Number of ratings | **24** | 2 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 45 MB | 71 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [INTERNATIONAL BANK OF SOMALIA](https://appshunter.io/developer/1500860860) | [Rays Microfinance Institution SC](https://appshunter.io/developer/1537589275) |

## What reviewers say

### IBS Mobile

[App page](https://appshunter.io/ios/app/ibs-mobile/id1500860861)

Manage your finances on the go with this comprehensive banking app. Check balances, transfer funds internationally and locally, pay bills, and control your cards. Securely access your accounts and request banking services from your mobile device.

**Highlights:** Account aggregation, International and local money transfers, Bill payment, Cardless ATM withdrawals, Card management, Service requests

**Features:** macOS Compatibility

**In-app purchases:** none


### SahayPay

[App page](https://appshunter.io/ios/app/sahaypay/id6475752358)

Manage your money effortlessly with this digital wallet. Send funds, pay bills, top up airtime, and make secure payments. It also supports bank transfers and cash withdrawals, all protected by advanced security.

**Highlights:** Send money instantly, Easy bill payments, Instant airtime top-ups, Secure store payments, Bank transfers, Cash withdrawals, Biometric authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IBS Mobile free?

IBS Mobile is free to download, with no in-app purchases.

### Is SahayPay free?

SahayPay is free to download, with no in-app purchases.

### Which has better reviews, IBS Mobile or SahayPay?

SahayPay is rated higher. IBS Mobile averages 3.5 out of 5 from 24 ratings, while SahayPay averages 5.0 from 2 ratings.

### Do IBS Mobile or SahayPay have ads?

Neither IBS Mobile nor SahayPay shows ads.

### Which is updated more often, IBS Mobile or SahayPay?

IBS Mobile ships an update every 3 weeks, and SahayPay every 3 weeks. Most recently, IBS Mobile was updated on October 25, 2026 and SahayPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*