# MU Saving vs SMNK Saving

The clearest difference is update cadence: MU Saving at every 8 days against SMNK Saving's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MU Saving ships an update every 8 days, SMNK Saving every 4 months. The most recent releases landed on September 21, 2026 and May 16, 2026 respectively.

## The numbers

| Metric | MU Saving | SMNK Saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mu-saving/id1500936809/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 44.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 8 days** | Every 4 months |
| Monetization | Ad-supported | — |
| Size | 51 MB | 51 MB |
| Requires iOS | 12.4 | 12.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MAHIDOL UNIVERSITY SAVING AND CREDIT CO-OPERATIVE, LIMITED](https://appshunter.io/developer/1500936808) | [SEMANONGKHAI SAVING AND CREDIT COOPERATIVE LIMITED](https://appshunter.io/developer/1595792561) |

## What reviewers say

### MU Saving

[App page](https://appshunter.io/ios/app/mu-saving/id1500936809)

Manage your cooperative finances anytime, anywhere with this mobile application. Perform transactions like deposits and withdrawals directly to your bank account, view share details, loan information, and monthly statements. Access all your financial data securely within a single app.

**Highlights:** 24/7 financial transactions, Direct bank deposits and withdrawals, View share and loan details, Check account statements, Access monthly billing, Secure 6-digit password login

**In-app purchases:** none


### SMNK Saving

[App page](https://appshunter.io/ios/app/smnk-saving/id1595792559)

**In-app purchases:** none


## Frequently asked questions

### Is MU Saving free?

MU Saving is free to download, with no in-app purchases.

### Is SMNK Saving free?

SMNK Saving is free to download, with no in-app purchases.

### Do MU Saving or SMNK Saving have ads?

Both MU Saving and SMNK Saving show ads.

### Which is updated more often, MU Saving or SMNK Saving?

MU Saving ships an update every 8 days, and SMNK Saving every 4 months. Most recently, MU Saving was updated on September 21, 2026 and SMNK Saving on May 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*