# Access More vs EndowPay

The clearest difference is rating: Access More at 4.7 against EndowPay's 3.0. Access More also leads on ratings volume (118K vs 2). EndowPay's advantage is update cadence (every 11 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Access More holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Access More has 118K ratings behind it against 2, so its average is the more settled of the two.

Access More ships an update monthly, EndowPay every 11 days. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Access More | EndowPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (118K ratings)](https://appshunter.io/ios/app/access-more/id1501024389/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/endowpay/id6753772231/reviews) |
| Number of ratings | **118K** | 2 |
| Positive reviews | 65.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 11 days** |
| Monetization | Free | Free |
| Size | 232 MB | 57 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Access Bank Plc](https://appshunter.io/developer/730325314) | [EndowPay](https://appshunter.io/developer/1844938467) |

## What reviewers say

### Access More

[App page](https://appshunter.io/ios/app/access-more/id1501024389)

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

**Highlights:** Quick account opening, Personalized dashboards and themes, Investment services, Loan and visa applications, Bill payments and transfers, Card and cheque services, Airtime top-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing

**Reported bugs**

- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues

**Requested features**

- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management


### EndowPay

[App page](https://appshunter.io/ios/app/endowpay/id6753772231)

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

**Highlights:** Instant airtime and mobile data top-ups, Hassle-free electricity and cable TV bill payments, Secure betting account funding, Easy gift card sending and redemption, Single app for transport payments

**In-app purchases:** none


## Frequently asked questions

### Is Access More free?

Access More is free to download, with no in-app purchases.

### Is EndowPay free?

EndowPay is free to download, with no in-app purchases.

### Which has better reviews, Access More or EndowPay?

Access More is rated higher. Access More averages 4.7 out of 5 from 118K ratings, while EndowPay averages 3.0 from 2 ratings.

### Do Access More or EndowPay have ads?

Neither Access More nor EndowPay shows ads.

### Which is updated more often, Access More or EndowPay?

Access More ships an update monthly, and EndowPay every 11 days. Most recently, Access More was updated on October 18, 2026 and EndowPay on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*