# myFlexPay (powered by Stream) vs rapid! Pay

The clearest difference is review sentiment: rapid! Pay at 69% against myFlexPay (powered by Stream)'s 34%. rapid! Pay also leads on monetization model (free vs free with in-app purchases) and ratings volume (198K vs 8.5K). myFlexPay (powered by Stream)'s advantage is rating (4.9 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myFlexPay (powered by Stream) holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: rapid! Pay has 198K ratings behind it against 8.5K, so its average is the more settled of the two. Written reviews complicate that: 34% of myFlexPay (powered by Stream)'s written reviews are positive against 69% of rapid! Pay's, so the app with the better star average is not the one people write more warmly about.

myFlexPay (powered by Stream) ships an update weekly, rapid! Pay fortnightly. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | myFlexPay (powered by Stream) | rapid! Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8.5K ratings)](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123/reviews)** | [4.5 (198K ratings)](https://appshunter.io/ios/app/rapid-pay/id1525258535/reviews) |
| Number of ratings | 8.5K | **198K** |
| Positive reviews | 33.6% of reviews | **68.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 58 MB | 100 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) | [Green Dot Corporation](https://appshunter.io/developer/437092811) |

## What reviewers say

### myFlexPay (powered by Stream)

[App page](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123)

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

**Highlights:** Access earned wages anytime, Real-time earnings tracking, High-interest savings accounts, Consolidated spending insights, Exclusive discounts, AI money coach

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient
- ⚡ Easy
- 💰 Instant funds transfer
- 🙌 Life changer

**What reviewers complain about**

- 🐛 App crashes/bugs
- ⚠️ Inconsistent performance
- 🚫 No customer service
- 🕰️ Delayed shift/pay updates
- 💳 Issues with card/account setup

**Reported bugs**

- Login/account creation issues
- Shift/pay updates not working
- Funds availability problems
- Glitches with in-app features

**Requested features**

- Standard/next-day transfer option
- Improved customer support
- Overtime pay calculation
- Savings account integration


### rapid! Pay

[App page](https://appshunter.io/ios/app/rapid-pay/id1525258535)

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

**Highlights:** Activate/replace PayCard, View balances and transaction history, Transfer funds between accounts, Remote check deposit, Bill payment and 'Pay Anyone', Cash Back Rewards, Instant access to accrued wages

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant deposits
- 💡 Savings account feature
- 👍 Convenient for getting paid
- 🔒 Secure with fingerprint login

**What reviewers complain about**

- 🐛 App crashes and login issues
- ⏱️ Inconsistent and delayed fund availability
- 🤖 Poor customer service and language barriers
- 💳 Outdated card with no chip or mobile wallet support

**Reported bugs**

- Funds disappearing from account
- Direct deposit not working as expected
- Unable to activate or access account

**Requested features**

- Ability to transfer funds to external bank accounts
- Improved transaction history and balance tracking
- Option to receive pay earlier than current 50% limit
- Integration with popular payment apps like Venmo


## Frequently asked questions

### Is myFlexPay (powered by Stream) free?

myFlexPay (powered by Stream) is free to download, with no in-app purchases.

### Is rapid! Pay free?

rapid! Pay is free to download, with no in-app purchases.

### Which has better reviews, myFlexPay (powered by Stream) or rapid! Pay?

myFlexPay (powered by Stream) is rated higher. myFlexPay (powered by Stream) averages 4.9 out of 5 from 8.5K ratings, while rapid! Pay averages 4.5 from 198K ratings.

### Do myFlexPay (powered by Stream) or rapid! Pay have ads?

Neither myFlexPay (powered by Stream) nor rapid! Pay shows ads.

### Which is updated more often, myFlexPay (powered by Stream) or rapid! Pay?

myFlexPay (powered by Stream) ships an update weekly, and rapid! Pay fortnightly. Most recently, myFlexPay (powered by Stream) was updated on October 20, 2026 and rapid! Pay on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*