# myFlexPay (powered by Stream) vs PNC EarnedIt

The clearest difference is update cadence: myFlexPay (powered by Stream) at weekly against PNC EarnedIt's every 3 weeks. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for myFlexPay (powered by Stream) against 4.8 for PNC EarnedIt. Both are backed by a comparable volume of ratings — 8.2K and 6K respectively. Written reviews are what separate them: 34% of myFlexPay (powered by Stream)'s written reviews are positive against 27% of PNC EarnedIt's.

myFlexPay (powered by Stream) ships an update weekly, PNC EarnedIt every 3 weeks. The most recent releases landed on September 24, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | myFlexPay (powered by Stream) | PNC EarnedIt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8.2K ratings)](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123/reviews)** | [4.8 (6K ratings)](https://appshunter.io/ios/app/pnc-earnedit/id1593470184/reviews) |
| Number of ratings | **8.2K** | 6K |
| Positive reviews | **33.8% of reviews** | 27.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 58 MB | 112 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) | [Daily Pay Inc.](https://appshunter.io/developer/1399085076) |

## What reviewers say

### myFlexPay (powered by Stream)

[App page](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123)

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

**Highlights:** Access earned wages anytime, Real-time earnings tracking, High-interest savings accounts, Consolidated spending insights, Exclusive discounts, AI money coach

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient
- ⚡ Easy
- 💰 Instant funds transfer
- 🙌 Life changer

**What reviewers complain about**

- 🐛 App crashes/bugs
- ⚠️ Inconsistent performance
- 🚫 No customer service
- 🕰️ Delayed shift/pay updates
- 💳 Issues with card/account setup

**Reported bugs**

- Login/account creation issues
- Shift/pay updates not working
- Funds availability problems
- Glitches with in-app features

**Requested features**

- Standard/next-day transfer option
- Improved customer support
- Overtime pay calculation
- Savings account integration


### PNC EarnedIt

[App page](https://appshunter.io/ios/app/pnc-earnedit/id1593470184)

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

**Highlights:** Access earned wages before payday, Transfer funds to bank account or card, Instant or next-day fund delivery, View available balance, Receive balance change notifications, Secure encryption

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏 Helpful when needed
- 💰 Allows early access to earnings
- 👍 Convenient for managing finances

**What reviewers complain about**

- 🐛 App often glitches or freezes
- ⏱️ Delayed updates and transfers
- 💸 Charges fees for accessing own money
- 🤔 Unclear policies and communication

**Reported bugs**

- Login issues and inability to access account
- Incorrect or missing transaction history
- Unexpected deductions from paychecks

**Requested features**

- Improve reliability and consistency of daily pay feature
- Provide more transparency around fees and policies
- Enhance customer support responsiveness


## Frequently asked questions

### Is myFlexPay (powered by Stream) free?

myFlexPay (powered by Stream) is free to download, with no in-app purchases.

### Is PNC EarnedIt free?

PNC EarnedIt is free to download, with no in-app purchases.

### Which has better reviews, myFlexPay (powered by Stream) or PNC EarnedIt?

myFlexPay (powered by Stream) is rated higher. myFlexPay (powered by Stream) averages 4.9 out of 5 from 8.2K ratings, while PNC EarnedIt averages 4.8 from 6K ratings.

### Do myFlexPay (powered by Stream) or PNC EarnedIt have ads?

Neither myFlexPay (powered by Stream) nor PNC EarnedIt shows ads.

### Which is updated more often, myFlexPay (powered by Stream) or PNC EarnedIt?

myFlexPay (powered by Stream) ships an update weekly, and PNC EarnedIt every 3 weeks. Most recently, myFlexPay (powered by Stream) was updated on September 24, 2026 and PNC EarnedIt on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*