# myFlexPay (powered by Stream) vs myFlexWallet

myFlexPay (powered by Stream) and myFlexWallet both sit at 4.9 stars, but that hides the real split: 87% of myFlexWallet's written reviews are positive against 34% of myFlexPay (powered by Stream)'s. myFlexWallet also leads on iOS requirement (12.4 vs 15.0). myFlexPay (powered by Stream)'s advantage is ratings volume (8.5K vs 74) and update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myFlexPay (powered by Stream) holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: myFlexPay (powered by Stream) has 8.5K ratings behind it against 74, so its average is the more settled of the two. Written reviews complicate that: 34% of myFlexPay (powered by Stream)'s written reviews are positive against 87% of myFlexWallet's, so the app with the better star average is not the one people write more warmly about.

myFlexPay (powered by Stream) ships an update weekly, myFlexWallet fortnightly. The most recent releases landed on October 20, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | myFlexPay (powered by Stream) | myFlexWallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8.5K ratings)](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123/reviews)** | [4.7 (74 ratings)](https://appshunter.io/ios/app/myflexwallet/id6463643352/reviews) |
| Number of ratings | **8.5K** | 74 |
| Positive reviews | 33.6% of reviews | **87.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 58 MB | 23 MB |
| Requires iOS | 15.0 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) | [OneSource Virtual, Inc.](https://appshunter.io/developer/1658010482) |

## What reviewers say

### myFlexPay (powered by Stream)

[App page](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123)

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

**Highlights:** Access earned wages anytime, Real-time earnings tracking, High-interest savings accounts, Consolidated spending insights, Exclusive discounts, AI money coach

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient
- ⚡ Easy
- 💰 Instant funds transfer
- 🙌 Life changer

**What reviewers complain about**

- 🐛 App crashes/bugs
- ⚠️ Inconsistent performance
- 🚫 No customer service
- 🕰️ Delayed shift/pay updates
- 💳 Issues with card/account setup

**Reported bugs**

- Login/account creation issues
- Shift/pay updates not working
- Funds availability problems
- Glitches with in-app features

**Requested features**

- Standard/next-day transfer option
- Improved customer support
- Overtime pay calculation
- Savings account integration


### myFlexWallet

[App page](https://appshunter.io/ios/app/myflexwallet/id6463643352)

Manage your finances with ultimate flexibility. View pay slips, track time, and transfer earned wages to your payroll card or bank account instantly or next day. Securely access your financial information with advanced authentication.

**Highlights:** View pay slip details, Track time worked, Flexible wage access, Instant wage transfers, Secure authentication

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💰 Access to wages before payday
- 📊 Clear paycheck breakdown
- 🏦 HSA balance visibility
- 💼 All financial info in one place

**What reviewers complain about**

- ⚠️ Potential for addiction/unhealthy use
- 🐛 Login issues (invalid credentials)
- 🐛 App crashes on sign up
- 🐛 Double face scan sometimes
- 🐛 Misinformation regarding borrowed money repayment

**Reported bugs**

- Cannot login due to invalid credentials
- App crashes every time on sign up
- App crashes on sign up
- Double face scan when opening the app sometimes
- Misinformation about repayment of borrowed money leading to incorrect deductions

**Requested features**

- Ability to manage Workday pay elections directly through the app


## Frequently asked questions

### Is myFlexPay (powered by Stream) free?

myFlexPay (powered by Stream) is free to download, with no in-app purchases.

### Is myFlexWallet free?

myFlexWallet is free to download, with no in-app purchases.

### Which has better reviews, myFlexPay (powered by Stream) or myFlexWallet?

myFlexPay (powered by Stream) is rated higher. myFlexPay (powered by Stream) averages 4.9 out of 5 from 8.5K ratings, while myFlexWallet averages 4.7 from 74 ratings.

### Do myFlexPay (powered by Stream) or myFlexWallet have ads?

Neither myFlexPay (powered by Stream) nor myFlexWallet shows ads.

### Which is updated more often, myFlexPay (powered by Stream) or myFlexWallet?

myFlexPay (powered by Stream) ships an update weekly, and myFlexWallet fortnightly. Most recently, myFlexPay (powered by Stream) was updated on October 20, 2026 and myFlexWallet on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*