# myFlexPay (powered by Stream) vs Nine2Five

The clearest difference is in-app purchases: myFlexPay (powered by Stream) at none against Nine2Five's 3. myFlexPay (powered by Stream) also leads on ratings volume (8.7K vs 3) and update cadence (weekly vs fortnightly). On price, rating, ads and device support there is nothing between them.

Both are free to download. Nine2Five sells 3 in-app purchases, starting at $2.99 per month. myFlexPay (powered by Stream) asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for myFlexPay (powered by Stream) against 5.0 for Nine2Five. That said, the two scores are not equally well evidenced: myFlexPay (powered by Stream) has 8.7K ratings behind it against 3, so its average is the more settled of the two.

myFlexPay (powered by Stream) ships an update weekly, Nine2Five fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | myFlexPay (powered by Stream) | Nine2Five |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (8.7K ratings)](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/nine2five-paycheck-tracker/id6769925589/reviews)** |
| Number of ratings | **8.7K** | 3 |
| Positive reviews | 34.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 57 MB | 33 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) | [Benjamin Slapelis](https://appshunter.io/developer/1869496373) |

## What reviewers say

### myFlexPay (powered by Stream)

[App page](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123)

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

**Highlights:** Access earned wages anytime, Real-time earnings tracking, High-interest savings accounts, Consolidated spending insights, Exclusive discounts, AI money coach

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient
- ⚡ Easy
- 💰 Instant funds transfer
- 🙌 Life changer

**What reviewers complain about**

- 🐛 App crashes/bugs
- ⚠️ Inconsistent performance
- 🚫 No customer service
- 🕰️ Delayed shift/pay updates
- 💳 Issues with card/account setup

**Reported bugs**

- Login/account creation issues
- Shift/pay updates not working
- Funds availability problems
- Glitches with in-app features

**Requested features**

- Standard/next-day transfer option
- Improved customer support
- Overtime pay calculation
- Savings account integration


### Nine2Five

[App page](https://appshunter.io/ios/app/nine2five-paycheck-tracker/id6769925589)

Track your real-time earnings, overtime, and payday countdown. Visualize your budget coverage and projected yearly income. Ideal for hourly workers and freelancers to manage their finances.

**Highlights:** Live earnings ticker, Overtime tracking, Payday countdown, Budget coverage visualization, Work history log, Projected yearly earnings calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nine2Five Monthly | $2.99 | per month |
| Nine2Five Yearly | $24.99 | per year |
| Nine2Five Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is myFlexPay (powered by Stream) free?

myFlexPay (powered by Stream) is free to download, with no in-app purchases.

### Is Nine2Five free?

Nine2Five is free to download, with in-app purchases available.

### Which has better reviews, myFlexPay (powered by Stream) or Nine2Five?

Nine2Five is rated higher. myFlexPay (powered by Stream) averages 4.9 out of 5 from 8.7K ratings, while Nine2Five averages 5.0 from 3 ratings.

### Do myFlexPay (powered by Stream) or Nine2Five have ads?

Neither myFlexPay (powered by Stream) nor Nine2Five shows ads.

### Which is updated more often, myFlexPay (powered by Stream) or Nine2Five?

myFlexPay (powered by Stream) ships an update weekly, and Nine2Five fortnightly. Most recently, myFlexPay (powered by Stream) was updated on November 3, 2026 and Nine2Five on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*