# Where's Money vs Debt Tracker

The clearest difference is rating: Where's Money at 5.0 against Debt Tracker's 4.4. Where's Money also leads on update cadence (daily vs every 5 weeks) and review sentiment (82% vs 64%). Debt Tracker's advantage is ratings volume (105 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Where's Money sells 3 in-app purchases, starting at $1.99 per month and Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Where's Money holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of Where's Money's written reviews are positive against 64% of Debt Tracker's.

Where's Money ships an update daily, Debt Tracker every 5 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Where's Money | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/wheres-money-debt-tracker/id1501820564/reviews)** | [4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews) |
| Number of ratings | 1 | **105** |
| Positive reviews | **81.8% of reviews** | 63.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 5 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 10 MB | 38 MB |
| Requires iOS | 16.6 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [Evgeny Lisin](https://appshunter.io/developer/628448131) | [AppFlux Labs](https://appshunter.io/developer/1882687293) |

## What reviewers say

### Where's Money

[App page](https://appshunter.io/ios/app/wheres-money-debt-tracker/id1501820564)

Easily track money lent and borrowed between individuals. Record transactions, monitor balances, and generate PDF reports for clear oversight of personal debts. Your data is securely stored with iCloud sync.

**Highlights:** Track money lent to others, Record money borrowed from others, Monitor individual balances, Record partial repayments, Review transaction history, Generate PDF reports, iCloud data sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| monthly | $1.99 | per month |
| annual | $14.99 | per year |
| lifetime | $59.99 | one-time |


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Where's Money free?

Where's Money is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Which has better reviews, Where's Money or Debt Tracker?

Where's Money is rated higher. Where's Money averages 5.0 out of 5 from 1 ratings, while Debt Tracker averages 4.4 from 105 ratings.

### Do Where's Money or Debt Tracker have ads?

Neither Where's Money nor Debt Tracker shows ads.

### Which is updated more often, Where's Money or Debt Tracker?

Where's Money ships an update daily, and Debt Tracker every 5 weeks. Most recently, Where's Money was updated on November 3, 2026 and Debt Tracker on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*