# GoAuto Insurance vs Split Pay

The clearest difference is review sentiment: Split Pay at 72% against GoAuto Insurance's 10%. Split Pay also leads on rating (4.9 vs 2.1) and ratings volume (21K vs 179). GoAuto Insurance's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split Pay holds the better App Store score, 4.9 against 2.1. That said, the two scores are not equally well evidenced: Split Pay has 21K ratings behind it against 179, so its average is the more settled of the two. Written reviews point the same way: 10% of GoAuto Insurance's written reviews are positive against 72% of Split Pay's.

GoAuto Insurance ships an update every 6 weeks, Split Pay fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | GoAuto Insurance | Split Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (179 ratings)](https://appshunter.io/ios/app/goauto-insurance/id1501826302/reviews) | **[4.9 (21K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** |
| Number of ratings | 179 | **21K** |
| Positive reviews | 9.7% of reviews | **72.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Best chart rank | — | **#26** |
| Size | 61 MB | 66 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [GoAuto Management Services, LLC](https://appshunter.io/developer/1501826301) | [Visible Ideas](https://appshunter.io/developer/1685211689) |

## What reviewers say

### GoAuto Insurance

[App page](https://appshunter.io/ios/app/goauto-insurance/id1501826302)

Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.

**Highlights:** Get free car insurance quotes, Purchase and manage policies, Access digital ID cards, Make insurance payments, Submit and track claims, Renew insurance coverage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #26 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


## Frequently asked questions

### Is GoAuto Insurance free?

GoAuto Insurance is free to download, with no in-app purchases.

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Which has better reviews, GoAuto Insurance or Split Pay?

Split Pay is rated higher. GoAuto Insurance averages 2.1 out of 5 from 179 ratings, while Split Pay averages 4.9 from 21K ratings.

### Do GoAuto Insurance or Split Pay have ads?

Neither GoAuto Insurance nor Split Pay shows ads.

### Which is updated more often, GoAuto Insurance or Split Pay?

GoAuto Insurance ships an update every 6 weeks, and Split Pay fortnightly. Most recently, GoAuto Insurance was updated on November 3, 2026 and Split Pay on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*