# Transact Bank Personal vs KashPlo

The clearest difference is in-app purchases: Transact Bank Personal at none against KashPlo's 10. KashPlo's advantage is update cadence (every 5 days vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. KashPlo sells 6 in-app purchases, starting at $3.89 per month. Transact Bank Personal asks for nothing beyond the download.

Transact Bank Personal ships an update every 4 months, KashPlo every 5 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Transact Bank Personal | KashPlo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/transact-bank-personal/id1502109477/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 days** |
| Monetization | Ad-supported | — |
| Size | 131 MB | 143 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Transact Bank](https://appshunter.io/developer/1502109476) | [DAC Shepherd Techs Corp](https://appshunter.io/developer/1584470059) |

## What reviewers say

### Transact Bank Personal

[App page](https://appshunter.io/ios/app/transact-bank-personal/id1502109477)

Manage your personal finances conveniently and securely from your mobile device. Review account activity, deposit checks by photo, and transfer funds between accounts. Get easy access to customer support for any banking needs.

**Highlights:** Manage checking and savings accounts, View transaction history, Transfer funds between accounts, Mobile check deposit via photos, Contact customer support easily

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### KashPlo

[App page](https://appshunter.io/ios/app/kashplo-expense-tracker/id6670291687)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Standard - 1 Month | $3.89 | per month |
| Premium - 1 Month | $6.95 | per month |
| Elite - 1 Month | $9.79 | per month |
| Standard - 1 Year | $39.99 | per year |
| Premium - 1 year | $49.49 | per year |
| Elite - 1 Year | $88.00 | per year |


## Frequently asked questions

### Is Transact Bank Personal free?

Transact Bank Personal is free to download, with no in-app purchases.

### Is KashPlo free?

KashPlo is free to download, with in-app purchases available.

### Do Transact Bank Personal or KashPlo have ads?

Neither Transact Bank Personal nor KashPlo shows ads.

### Which is updated more often, Transact Bank Personal or KashPlo?

Transact Bank Personal ships an update every 4 months, and KashPlo every 5 days. Most recently, Transact Bank Personal was updated on November 3, 2026 and KashPlo on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*