# Payly vs Airtm

The clearest difference is ratings volume: Airtm at 5K against Payly's 1. Airtm also leads on device support. Payly's advantage is rating (5.0 vs 4.8) and monetization model (free vs ad-supported). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payly holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Airtm has 5K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | Payly | Airtm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payly-subscription-tracker/id1502149668/reviews)** | [4.8 (5K ratings)](https://appshunter.io/ios/app/airtm/id1634470409/reviews) |
| Number of ratings | 1 | **5K** |
| Positive reviews | — | 58.3% of reviews |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | — | Every 3 days |
| Monetization | **Free** | Ad-supported |
| Size | 1 MB | 211 MB |
| Requires iOS | **13.2** | 17.0 |
| Devices | — | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Avinash Panneerselvam](https://appshunter.io/developer/1500495685) | [Airtm, Inc.](https://appshunter.io/developer/1143953888) |

## What reviewers say

### Payly

[App page](https://appshunter.io/ios/app/payly-subscription-tracker/id1502149668)

Effortlessly manage all your recurring payments in one place. Set up your subscriptions once and enjoy peace of mind knowing you won't miss a due date. This free application offers a straightforward way to keep track of your financial commitments.

**Highlights:** Subscription management, Recurring payment tracking, Free to use, No ads, No in-app purchases

**In-app purchases:** none


### Airtm

[App page](https://appshunter.io/ios/app/airtm/id1634470409)

This app provides non-US citizens with a virtual US account for direct dollar withdrawals. It supports over 500 payment methods for seamless conversion and withdrawal into local currencies, offering a fast, secure, and borderless financial experience.

**Highlights:** Virtual US account, Direct dollar withdrawals, 500+ payment methods, Local currency conversion, Fast and secure transactions, Borderless finance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great, easy to use
- 👍 User-friendly interface
- 💰 Useful for receiving payments
- 🌎 Works across countries
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- 🚫 Restricted for US users
- 💳 Withdrawal issues and limitations
- 🤖 Poor customer support
- 🔒 Account restrictions and blocks

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices
- Unreliable P2P transactions

**Requested features**

- Add biometric login option
- Improve withdrawal options and process
- Enhance customer support responsiveness


## Frequently asked questions

### Is Payly free?

Payly is free to download, with no in-app purchases.

### Is Airtm free?

Airtm is free to download, with no in-app purchases.

### Which has better reviews, Payly or Airtm?

Payly is rated higher. Payly averages 5.0 out of 5 from 1 ratings, while Airtm averages 4.8 from 5K ratings.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*