# COCOPay vs Money manager, expense tracker

The clearest difference is rating: Money manager, expense tracker at 4.9 against COCOPay's 1.0. Money manager, expense tracker also leads on review sentiment (88% vs 50%) and ratings volume (8K vs 1). COCOPay's advantage is in-app purchases (none vs 6) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Money manager, expense tracker sells 6 in-app purchases, starting at $1.99 per month. COCOPay asks for nothing beyond the download.

Money manager, expense tracker holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Money manager, expense tracker has 8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 50% of COCOPay's written reviews are positive against 88% of Money manager, expense tracker's.

COCOPay ships an update every 3 months, Money manager, expense tracker fortnightly. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | COCOPay | Money manager, expense tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/cocopay/id1502200445/reviews) | **[4.9 (8K ratings)](https://appshunter.io/ios/app/money-manager-expense-tracker/id1510997753/reviews)** |
| Number of ratings | 1 | **8K** |
| Positive reviews | 50.0% of reviews | **88.2% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 60 MB | 93 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NUSA SATU INTI ARTHA, PT](https://appshunter.io/developer/1139687317) | [Orange Dog](https://appshunter.io/developer/1673134885) |

## What reviewers say

### COCOPay

[App page](https://appshunter.io/ios/app/cocopay/id1502200445)

Make purchases easily and enjoyably at Cocomart and other participating stores. This app allows you to buy phone and electricity credit, and transfer funds between accounts.

**Highlights:** Easy shopping at Cocomart, Accepts payments at partner stores, Purchase phone credit, Purchase electricity credit, Transfer funds between accounts

**Features:** macOS Compatibility

**In-app purchases:** none


### Money manager, expense tracker

[App page](https://appshunter.io/ios/app/money-manager-expense-tracker/id1510997753)

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

**Highlights:** Expense and income tracking, Budget management, Spending pattern visualization, Detailed reports, Customizable categories, Multicurrency support, Payment reminders, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Disable ads | $1.99 | per month |
| Weekly Subscription | $4.99 | per 7 days |
| Disable ads | $9.99 | per year |
| Monthly Subscription | $9.99 | per month |
| Yearly Subscription | $59.99 | per year |
| Disable ads | $39.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Simple and straightforward
- 💰 Free app with no subscription
- 🎨 Customizable categories
- 📊 Helpful for tracking expenses and income

**What reviewers complain about**

- 🐛 Backup/sync issues
- 🙄 Intrusive ads
- 🔒 Lack of security features (e.g., password protection)
- 🔢 Limited options for recurring expenses

**Reported bugs**

- Blank/black screen issues
- Inability to delete transactions
- Inaccurate calculations of expenses and income

**Requested features**

- Add subcategories for more detailed analysis
- Implement a budgeting feature with alerts
- Provide a desktop/PC version
- Enable data sharing between multiple users
- Add a widget and Apple Watch support


## Frequently asked questions

### Is COCOPay free?

COCOPay is free to download, with no in-app purchases.

### Is Money manager, expense tracker free?

Money manager, expense tracker is free to download, with in-app purchases available.

### Which has better reviews, COCOPay or Money manager, expense tracker?

Money manager, expense tracker is rated higher. COCOPay averages 1.0 out of 5 from 1 ratings, while Money manager, expense tracker averages 4.9 from 8K ratings.

### Do COCOPay or Money manager, expense tracker have ads?

Money manager, expense tracker shows ads; COCOPay does not.

### Which is updated more often, COCOPay or Money manager, expense tracker?

COCOPay ships an update every 3 months, and Money manager, expense tracker fortnightly. Most recently, COCOPay was updated on November 3, 2026 and Money manager, expense tracker on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*