# Pay P.S. Займы онлайн на карту vs АПК Банк Онлайн

Pay P.S. Займы онлайн на карту and АПК Банк Онлайн both sit at 4.8 stars, but that hides the real split: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 37% of АПК Банк Онлайн's. Pay P.S. Займы онлайн на карту also leads on ratings volume (23 vs 5). АПК Банк Онлайн's advantage is monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Pay P.S. Займы онлайн на карту against 4.8 for АПК Банк Онлайн. Both are backed by a comparable volume of ratings — 23 and 5 respectively. Written reviews are what separate them: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 37% of АПК Банк Онлайн's.

Pay P.S. Займы онлайн на карту ships an update every 2 months, АПК Банк Онлайн every 4 weeks. The most recent releases landed on October 20, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | АПК Банк Онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews) | [4.8 (5 ratings)](https://appshunter.io/ios/app/id1504867207/reviews) |
| Number of ratings | **23** | 5 |
| Positive reviews | **78.4% of reviews** | 36.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 37 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [JSCB AGROPROMCREDIT](https://appshunter.io/developer/1504867206) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### АПК Банк Онлайн

[App page](https://appshunter.io/ios/app/id1504867207)

Manage your finances easily with this banking app. Access account details, make payments, transfer funds, and analyze spending. Offers a user-friendly interface in Russian and English.

**Highlights:** View account and deposit information, Pay loans and utility bills, Transfer funds between accounts and to other banks, Currency conversion, Open and close deposits, Set up recurring payments and templates, Analyze spending patterns

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is АПК Банк Онлайн free?

АПК Банк Онлайн is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or АПК Банк Онлайн?

Pay P.S. Займы онлайн на карту and АПК Банк Онлайн are both rated 4.8 out of 5 on the App Store, from 23 and 5 ratings respectively.

### Do Pay P.S. Займы онлайн на карту or АПК Банк Онлайн have ads?

Neither Pay P.S. Займы онлайн на карту nor АПК Банк Онлайн shows ads.

### Which is updated more often, Pay P.S. Займы онлайн на карту or АПК Банк Онлайн?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and АПК Банк Онлайн every 4 weeks. Most recently, Pay P.S. Займы онлайн на карту was updated on October 20, 2026 and АПК Банк Онлайн on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*