# Pay P.S. Займы онлайн на карту vs Касса Взаимопомощи

The clearest difference is monetization model: Касса Взаимопомощи at free against Pay P.S. Займы онлайн на карту's ad-supported. Касса Взаимопомощи also leads on review sentiment (86% vs 78%) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту ships an update every 2 months, Касса Взаимопомощи monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Касса Взаимопомощи |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | 78.4% of reviews | **86.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 99 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [ООО МКК «КВ Пятый Элемент Деньги»](https://appshunter.io/developer/1571087169) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Касса Взаимопомощи

[App page](https://appshunter.io/ios/app/id1571087167)

This financial assistant app allows users to quickly and conveniently apply for loans up to 30,000 rubles. Manage existing loans, find office locations, and access your personal account from anywhere.

**Highlights:** Apply for loans up to 30,000 rubles, Manage current loans (pay, extend), Find nearby office locations, Instant access to personal account, Loan repayment from 61 to 365 days, APR from 0% to 36%

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Касса Взаимопомощи free?

Касса Взаимопомощи is free to download, with no in-app purchases.

### Do Pay P.S. Займы онлайн на карту or Касса Взаимопомощи have ads?

Neither Pay P.S. Займы онлайн на карту nor Касса Взаимопомощи shows ads.

### Which is updated more often, Pay P.S. Займы онлайн на карту or Касса Взаимопомощи?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and Касса Взаимопомощи monthly. Most recently, Pay P.S. Займы онлайн на карту was updated on November 3, 2026 and Касса Взаимопомощи on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*