# Pay P.S. Займы онлайн на карту vs Займы онлайн

The clearest difference is rating: Pay P.S. Займы онлайн на карту at 4.8 against Займы онлайн's 3.3. Pay P.S. Займы онлайн на карту also leads on ratings volume (23 vs 6). Займы онлайн's advantage is monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 3.3. Both are backed by a comparable volume of ratings — 23 and 6 respectively. Written reviews complicate that: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 80% of Займы онлайн's, so the app with the better star average is not the one people write more warmly about.

Pay P.S. Займы онлайн на карту ships an update every 2 months, Займы онлайн every 3 months. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | [3.3 (6 ratings)](https://appshunter.io/ios/app/id1597731921/reviews) |
| Number of ratings | **23** | 6 |
| Positive reviews | 78.4% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 34 MB |
| Requires iOS | 16.6 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [MKK ALYANS-FINANS, OOO](https://appshunter.io/developer/1597731923) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id1597731921)

This finance app provides quick loans directly to your card, simplifying your financial needs. It offers a transparent and secure process, requiring only a passport for approval. Get funds rapidly with flexible repayment terms.

**Highlights:** Instant loans to card, Secure and transparent process, Loan approval with passport, All loans in one place, Money available anytime

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or Займы онлайн?

Pay P.S. Займы онлайн на карту is rated higher. Pay P.S. Займы онлайн на карту averages 4.8 out of 5 from 23 ratings, while Займы онлайн averages 3.3 from 6 ratings.

### Do Pay P.S. Займы онлайн на карту or Займы онлайн have ads?

Neither Pay P.S. Займы онлайн на карту nor Займы онлайн shows ads.

### Which is updated more often, Pay P.S. Займы онлайн на карту or Займы онлайн?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and Займы онлайн every 3 months. Most recently, Pay P.S. Займы онлайн на карту was updated on September 25, 2026 and Займы онлайн on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*