# Pay P.S. Займы онлайн на карту vs Кредит Plus

The clearest difference is ads: Pay P.S. Займы онлайн на карту at none against Кредит Plus's shown. Pay P.S. Займы онлайн на карту also leads on ratings volume (23 vs 3). Кредит Plus's advantage is rating (5.0 vs 4.8) and review sentiment (88% vs 78%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Кредит Plus holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Pay P.S. Займы онлайн на карту has 23 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 88% of Кредит Plus's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Кредит Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** |
| Number of ratings | **23** | 3 |
| Positive reviews | 78.4% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 37 MB | 46 MB |
| Requires iOS | 16.6 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [AURUS, OOO](https://appshunter.io/developer/1600641204) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or Кредит Plus?

Кредит Plus is rated higher. Pay P.S. Займы онлайн на карту averages 4.8 out of 5 from 23 ratings, while Кредит Plus averages 5.0 from 3 ratings.

### Do Pay P.S. Займы онлайн на карту or Кредит Plus have ads?

Кредит Plus shows ads; Pay P.S. Займы онлайн на карту does not.

### Which is updated more often, Pay P.S. Займы онлайн на карту or Кредит Plus?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and Кредит Plus every 2 months. Most recently, Pay P.S. Займы онлайн на карту was updated on September 21, 2026 and Кредит Plus on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*