# Pay P.S. Займы онлайн на карту vs АТБ банк

Pay P.S. Займы онлайн на карту and АТБ банк both sit at 4.8 stars, but that hides the real split: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 25% of АТБ банк's. АТБ банк's advantage is update cadence (every 2 weeks vs every 2 months) and monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: АТБ банк has 127 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 25% of АТБ банк's.

Pay P.S. Займы онлайн на карту ships an update every 2 months, АТБ банк every 2 weeks. Both last shipped on October 27, 2026.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | АТБ банк |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | [4.6 (127 ratings)](https://appshunter.io/ios/app/id1604332202/reviews) |
| Number of ratings | 23 | **127** |
| Positive reviews | **78.4% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 249 MB |
| Requires iOS | 16.6 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [Азиатско–Тихоокеанский Банк](https://appshunter.io/developer/818408979) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### АТБ банк

[App page](https://appshunter.io/ios/app/id1604332202)

Manage your finances with ease through this mobile banking application. It offers secure payments, loan management, and expense tracking, bringing essential banking services closer to you.

**Highlights:** Secure payments, Loan management, Expense tracking, User feedback integration

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is АТБ банк free?

АТБ банк is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or АТБ банк?

Pay P.S. Займы онлайн на карту is rated higher. Pay P.S. Займы онлайн на карту averages 4.8 out of 5 from 23 ratings, while АТБ банк averages 4.6 from 127 ratings.

### Do Pay P.S. Займы онлайн на карту or АТБ банк have ads?

Neither Pay P.S. Займы онлайн на карту nor АТБ банк shows ads.

### Which is updated more often, Pay P.S. Займы онлайн на карту or АТБ банк?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and АТБ банк every 2 weeks. Most recently, Pay P.S. Займы онлайн на карту was updated on October 27, 2026 and АТБ банк on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*