# Pay P.S. Займы онлайн на карту vs Займы онлайн

The clearest difference is rating: Pay P.S. Займы онлайн на карту at 4.8 against Займы онлайн's 3.7. Pay P.S. Займы онлайн на карту also leads on ratings volume (23 vs 3). Займы онлайн's advantage is review sentiment (100% vs 78%) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Pay P.S. Займы онлайн на карту has 23 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 100% of Займы онлайн's, so the app with the better star average is not the one people write more warmly about.

Pay P.S. Займы онлайн на карту ships an update every 2 months, Займы онлайн fortnightly. Both last shipped on October 27, 2026.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/id6463181181/reviews) |
| Number of ratings | **23** | 3 |
| Positive reviews | 78.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 19 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [MKK Ekspress-Kredit, OOO](https://appshunter.io/developer/1704062054) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6463181181)

Access quick financial assistance when you need it most, bridging the gap until your next paycheck. This application facilitates fast and easy loan applications from anywhere in Russia, with funds directly transferred to your bank card.

**Highlights:** Quick loan application process, Funds transferred to bank card, Available throughout Russia, Minimum repayment period of 61 days, Maximum APR of 26.05%

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or Займы онлайн?

Pay P.S. Займы онлайн на карту is rated higher. Pay P.S. Займы онлайн на карту averages 4.8 out of 5 from 23 ratings, while Займы онлайн averages 3.7 from 3 ratings.

### Do Pay P.S. Займы онлайн на карту or Займы онлайн have ads?

Neither Pay P.S. Займы онлайн на карту nor Займы онлайн shows ads.

### Which is updated more often, Pay P.S. Займы онлайн на карту or Займы онлайн?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and Займы онлайн fortnightly. Most recently, Pay P.S. Займы онлайн на карту was updated on October 27, 2026 and Займы онлайн on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*