# Pay P.S. Займы онлайн на карту vs Джони Займ

The clearest difference is rating: Pay P.S. Займы онлайн на карту at 4.8 against Джони Займ's 4.3. Pay P.S. Займы онлайн на карту also leads on review sentiment (78% vs 64%) and ratings volume (23 vs 6). Джони Займ's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 23 and 6 respectively. Written reviews point the same way: 78% of Pay P.S. Займы онлайн на карту's written reviews are positive against 64% of Джони Займ's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Джони Займ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/id6472654754/reviews) |
| Number of ratings | **23** | 6 |
| Positive reviews | **78.4% of reviews** | 63.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 41 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [AVION займы](https://appshunter.io/developer/1717403547) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Джони Займ

[App page](https://appshunter.io/ios/app/id6472654754)

This app provides quick and convenient access to microloans, offering a financial safety net for urgent needs. It features an intuitive interface for fast loan applications and secure transactions, available 24/7 from anywhere.

**Highlights:** Fast loan approval, Intuitive interface, 24/7 access, Secure transactions, Financial flexibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Джони Займ free?

Джони Займ is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or Джони Займ?

Pay P.S. Займы онлайн на карту is rated higher. Pay P.S. Займы онлайн на карту averages 4.8 out of 5 from 23 ratings, while Джони Займ averages 4.3 from 6 ratings.

### Do Pay P.S. Займы онлайн на карту or Джони Займ have ads?

Neither Pay P.S. Займы онлайн на карту nor Джони Займ shows ads.

### Which is updated more often, Pay P.S. Займы онлайн на карту or Джони Займ?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and Джони Займ every 2 months. Most recently, Pay P.S. Займы онлайн на карту was updated on November 7, 2026 and Джони Займ on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*