# Pay P.S. Займы онлайн на карту vs Подели!

The clearest difference is rating: Pay P.S. Займы онлайн на карту at 4.8 against Подели!'s 3.0. Pay P.S. Займы онлайн на карту also leads on ratings volume (23 vs 2). Подели!'s advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 16.6). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Pay P.S. Займы онлайн на карту has 23 ratings behind it against 2, so its average is the more settled of the two.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Подели! |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/id6477441709/reviews) |
| Number of ratings | **23** | 2 |
| Positive reviews | 78.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | Every 2 months | — |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 3 MB |
| Requires iOS | 16.6 | **14.0** |
| Devices | **iPhone** | — |
| Age rating | 4+ | 4+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [Arseny Egiazarov](https://appshunter.io/developer/1449473937) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Подели!

[App page](https://appshunter.io/ios/app/id6477441709)

Simplify splitting bills and calculating tips for group outings. Input the total bill amount, desired service charge, and the number of people to instantly see how much each person owes.

**Highlights:** Split bills among groups, Calculate service charges, Instant calculation, User-friendly interface

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Подели! free?

Подели! is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or Подели!?

Pay P.S. Займы онлайн на карту is rated higher. Pay P.S. Займы онлайн на карту averages 4.8 out of 5 from 23 ratings, while Подели! averages 3.0 from 2 ratings.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*