# Pay P.S. Займы онлайн на карту vs Займы просто

The clearest difference is update cadence: Займы просто at weekly against Pay P.S. Займы онлайн на карту's every 2 months. Pay P.S. Займы онлайн на карту's advantage is iOS requirement (16.6 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту ships an update every 2 months, Займы просто weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Займы просто |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | 78.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Ad-supported | — |
| Size | 37 MB | 14 MB |
| Requires iOS | **16.6** | 18.2 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [Leonard Farrell](https://appshunter.io/developer/1847408438) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займы просто

[App page](https://appshunter.io/ios/app/id6754253117)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Займы просто free?

Займы просто is free to download, with no in-app purchases.

### Do Pay P.S. Займы онлайн на карту or Займы просто have ads?

Neither Pay P.S. Займы онлайн на карту nor Займы просто shows ads.

### Which is updated more often, Pay P.S. Займы онлайн на карту or Займы просто?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and Займы просто weekly. Most recently, Pay P.S. Займы онлайн на карту was updated on November 3, 2026 and Займы просто on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*