# Pay P.S. Займы онлайн на карту vs Займы онлайн

The clearest difference is rating: Pay P.S. Займы онлайн на карту at 4.8 against Займы онлайн's 4.0. Pay P.S. Займы онлайн на карту also leads on ads (none vs shown) and ratings volume (23 vs 4). Займы онлайн's advantage is update cadence (every 2 weeks vs every 2 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay P.S. Займы онлайн на карту holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Pay P.S. Займы онлайн на карту has 23 ratings behind it against 4, so its average is the more settled of the two.

Pay P.S. Займы онлайн на карту ships an update every 2 months, Займы онлайн every 2 weeks. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Pay P.S. Займы онлайн на карту | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (23 ratings)](https://appshunter.io/ios/app/pay-ps/id1502360637/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/id6790469708/reviews) |
| Number of ratings | **23** | 4 |
| Positive reviews | 78.4% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Ad-supported | Ad-supported |
| Size | 37 MB | 9 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ZAIM ONLAIN, OOO MFO](https://appshunter.io/developer/1147096700) | [MERGA, OOO](https://appshunter.io/developer/6790469710) |

## What reviewers say

### Pay P.S. Займы онлайн на карту

[App page](https://appshunter.io/ios/app/pay-ps/id1502360637)

Get quick online loans and microloans up to 100,000 rubles. Receive funds urgently without calls, references, or guarantors. Enjoy super conditions, discounts, and promotions for regular clients.

**Highlights:** Online loans up to 100,000 rubles, No calls, references, or guarantors, Automatic verification, Funds transferred to any bank card, Multiple repayment options, Low minimum APR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6790469708)

Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.

**Highlights:** Fast loan application, Funds transferred to bank card, 24/7 application processing, Quick decision-making, Individual loan terms

**In-app purchases:** none


## Frequently asked questions

### Is Pay P.S. Займы онлайн на карту free?

Pay P.S. Займы онлайн на карту is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Pay P.S. Займы онлайн на карту or Займы онлайн?

Pay P.S. Займы онлайн на карту is rated higher. Pay P.S. Займы онлайн на карту averages 4.8 out of 5 from 23 ratings, while Займы онлайн averages 4.0 from 4 ratings.

### Do Pay P.S. Займы онлайн на карту or Займы онлайн have ads?

Займы онлайн shows ads; Pay P.S. Займы онлайн на карту does not.

### Which is updated more often, Pay P.S. Займы онлайн на карту or Займы онлайн?

Pay P.S. Займы онлайн на карту ships an update every 2 months, and Займы онлайн every 2 weeks. Most recently, Pay P.S. Займы онлайн на карту was updated on October 9, 2026 and Займы онлайн on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*