# Claro Pay vs Zenfi

The clearest difference is in-app purchases: Claro Pay at none against Zenfi's 8. Claro Pay also leads on ratings volume (3.7K vs 646) and iOS requirement (14.0 vs 16.4). Zenfi's advantage is ads (none vs shown) and review sentiment (75% vs 40%). On price, rating, update cadence and monetization model there is nothing between them.

Both are free to download. Zenfi sells 8 in-app purchases, starting at $1.99 per month. Claro Pay asks for nothing beyond the download.

Zenfi holds the better App Store score, 4.9 against 4.8. That said, the two scores are not equally well evidenced: Claro Pay has 3.7K ratings behind it against 646, so its average is the more settled of the two. Written reviews point the same way: 40% of Claro Pay's written reviews are positive against 75% of Zenfi's.

Claro Pay ships an update every 3 weeks, Zenfi fortnightly. Both last shipped on October 21, 2026.

## The numbers

| Metric | Claro Pay | Zenfi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.7K ratings)](https://appshunter.io/ios/app/claro-pay/id1502765283/reviews) | **[4.9 (646 ratings)](https://appshunter.io/ios/app/zenfi/id1525003695/reviews)** |
| Number of ratings | **3.7K** | 646 |
| Positive reviews | 40.3% of reviews | **75.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 383 MB | 89 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [América Móvil](https://appshunter.io/developer/492764076) | [Zenfi Tecnologias, S.A.P.I. de C.V.](https://appshunter.io/developer/1578523502) |

## What reviewers say

### Claro Pay

[App page](https://appshunter.io/ios/app/claro-pay/id1502765283)

Manage your money effortlessly with this app. Pay bills, recharge phone credit, send and receive money instantly, and make payments at various merchants. It offers a digital account with no minimum balance or account management fees.

**Highlights:** Pay bills for utilities and services, Recharge phone credit and pay plans, Send and receive money commission-free, Deposit cash at thousands of locations, Pay with your phone at merchants, Withdraw cash using your phone, Get exclusive discounts and cashback

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 💰 Rewards/bonuses for using the app
- 🚀 Fast and efficient
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and loading times
- 💳 Payment issues and failed transactions
- 🤔 Confusing interface and navigation

**Reported bugs**

- Login and registration problems
- Inability to make payments or recharges
- Inconsistent app behavior and unexpected errors

**Requested features**

- Improved user interface design
- More payment options and integrations
- Faster and more reliable transaction processing
- Enhanced security features


### Zenfi

[App page](https://appshunter.io/ios/app/zenfi/id1525003695)

Understand your credit report and score for free. Access your SAT fiscal information, monitor transactions, and receive personalized tips to improve your financial health. Take control of your money with this comprehensive financial tool.

**Highlights:** Free credit report consultation, Understand and improve credit score, Access SAT fiscal information, Monitor income and expenses, Personalized financial tips, Identity theft alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SAT Plus | $1.99 | per month |
| SAT Plus | $3.99 | per month |
| Buró Plus | $4.99 | per month |
| SAT Plus | $19.99 | per year |
| SAT Plus | $39.99 | per year |
| Buró Plus | $49.99 | per year |
| Reporte de Buró | $1.99 | one-time |
| Reporte de Buró | $2.99 | one-time |


## Frequently asked questions

### Is Claro Pay free?

Claro Pay is free to download, with no in-app purchases.

### Is Zenfi free?

Zenfi is free to download, with in-app purchases available.

### Which has better reviews, Claro Pay or Zenfi?

Zenfi is rated higher. Claro Pay averages 4.8 out of 5 from 3.7K ratings, while Zenfi averages 4.9 from 646 ratings.

### Do Claro Pay or Zenfi have ads?

Claro Pay shows ads; Zenfi does not.

### Which is updated more often, Claro Pay or Zenfi?

Claro Pay ships an update every 3 weeks, and Zenfi fortnightly. Most recently, Claro Pay was updated on October 21, 2026 and Zenfi on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*