# Claro Pay vs Plata

Claro Pay and Plata both sit at 4.8 stars, but that hides the real split: 94% of Plata's written reviews are positive against 40% of Claro Pay's. Plata also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Claro Pay's advantage is iOS requirement (14.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Claro Pay against 4.9 for Plata. Both are backed by a comparable volume of ratings — 3.6K and 7.2K respectively. Written reviews are what separate them: 40% of Claro Pay's written reviews are positive against 94% of Plata's.

Claro Pay ships an update every 3 weeks, Plata fortnightly. Both last shipped on October 19, 2026.

## The numbers

| Metric | Claro Pay | Plata |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.6K ratings)](https://appshunter.io/ios/app/claro-pay/id1502765283/reviews) | **[4.9 (7.2K ratings)](https://appshunter.io/ios/app/plata/id6443932656/reviews)** |
| Number of ratings | 3.6K | **7.2K** |
| Positive reviews | 40.3% of reviews | **94.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 383 MB | 441 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [América Móvil](https://appshunter.io/developer/492764076) | [Banco Plata, S.A., Institucion de Banca Multiple](https://appshunter.io/developer/1650726978) |

## What reviewers say

### Claro Pay

[App page](https://appshunter.io/ios/app/claro-pay/id1502765283)

Manage your money effortlessly with this app. Pay bills, recharge phone credit, send and receive money instantly, and make payments at various merchants. It offers a digital account with no minimum balance or account management fees.

**Highlights:** Pay bills for utilities and services, Recharge phone credit and pay plans, Send and receive money commission-free, Deposit cash at thousands of locations, Pay with your phone at merchants, Withdraw cash using your phone, Get exclusive discounts and cashback

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 💰 Rewards/bonuses for using the app
- 🚀 Fast and efficient
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and loading times
- 💳 Payment issues and failed transactions
- 🤔 Confusing interface and navigation

**Reported bugs**

- Login and registration problems
- Inability to make payments or recharges
- Inconsistent app behavior and unexpected errors

**Requested features**

- Improved user interface design
- More payment options and integrations
- Faster and more reliable transaction processing
- Enhanced security features


### Plata

[App page](https://appshunter.io/ios/app/plata/id6443932656)

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

**Highlights:** Real cashback rewards, Extended payment deadlines, Digital card for secure online shopping, Fast and personalized card delivery, Easy-to-use app interface, Investment services with AI guidance

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth, easy to use
- 🚀 Efficient and fast
- 💳 Excellent credit card features
- 💳 Innovative credit card
- 💳 Great cash back and rewards

**What reviewers complain about**

- 💳 Insufficient credit limit
- 💳 Confusing fees and charges
- 🐛 Occasional technical issues
- 🔒 Security concerns

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices

**Requested features**

- Increase credit limit options
- Provide more transparency on fees
- Improve mobile app stability


## Frequently asked questions

### Is Claro Pay free?

Claro Pay is free to download, with no in-app purchases.

### Is Plata free?

Plata is free to download, with no in-app purchases.

### Which has better reviews, Claro Pay or Plata?

Plata is rated higher. Claro Pay averages 4.8 out of 5 from 3.6K ratings, while Plata averages 4.9 from 7.2K ratings.

### Do Claro Pay or Plata have ads?

Claro Pay shows ads; Plata does not.

### Which is updated more often, Claro Pay or Plata?

Claro Pay ships an update every 3 weeks, and Plata fortnightly. Most recently, Claro Pay was updated on October 19, 2026 and Plata on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*