# Pay & Go vs PMO PLUS

Pay & Go and PMO PLUS are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay & Go ships an update every 6 weeks, PMO PLUS every 4 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Pay & Go | PMO PLUS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (4 ratings)](https://appshunter.io/ios/app/pmo-plus/id1529052640/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 21.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 weeks** |
| Monetization | — | Free |
| Size | 82 MB | 40 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pay and Go Sdn Bhd](https://appshunter.io/developer/1274405424) | [Public Mutual Bhd](https://appshunter.io/developer/1093323163) |

## What reviewers say

### Pay & Go

[App page](https://appshunter.io/ios/app/pay-and-go/id1502880837)

**Features:** Vision Pro support

**In-app purchases:** none


### PMO PLUS

[App page](https://appshunter.io/ios/app/pmo-plus/id1529052640)

Manage your investment portfolio with an intuitive interface and comprehensive analytics. Track holdings, set alerts, and access financial tools to make informed decisions and plan for your future.

**Highlights:** Portfolio overview, Investment planning and monitoring, Goal-based account designation, Target price alerts, Fund price and analytics, Financial calculators, Transaction notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Good UI compared to previous app
- 👍 Secure
- 👍 Good for retirement saving
- 👍 Amazing free takaful PA

**What reviewers complain about**

- 🐛 Slow loading times
- 🐛 Frequent crashes
- 🐛 Login issues
- 🐛 App freezes
- 🐛 Poor user experience

**Reported bugs**

- Unable to log in after update
- Confusing and frustrating authentication loop
- Cannot log in another account
- Securesign doesn't work
- Push notification not showing

**Requested features**

- Add new funds notification
- Ability to see statement directly in App
- Include pie chart of investment breakdown
- Auto rotate screen for iPad
- Change app icon to be more futuristic


## Frequently asked questions

### Is Pay & Go free?

Pay & Go is free to download, with no in-app purchases.

### Is PMO PLUS free?

PMO PLUS is free to download, with no in-app purchases.

### Do Pay & Go or PMO PLUS have ads?

Neither Pay & Go nor PMO PLUS shows ads.

### Which is updated more often, Pay & Go or PMO PLUS?

Pay & Go ships an update every 6 weeks, and PMO PLUS every 4 weeks. Most recently, Pay & Go was updated on October 24, 2026 and PMO PLUS on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*