# Topup Flow vs NCap Wallet™

The clearest difference is rating: Topup Flow at 4.5 against NCap Wallet™'s 2.3. Topup Flow also leads on ads (none vs shown) and ratings volume (6.8K vs 3). NCap Wallet™'s advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topup Flow holds the better App Store score, 4.5 against 2.3. That said, the two scores are not equally well evidenced: Topup Flow has 6.8K ratings behind it against 3, so its average is the more settled of the two.

Topup Flow ships an update fortnightly, NCap Wallet™ every 2 weeks. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Topup Flow | NCap Wallet™ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (6.8K ratings)](https://appshunter.io/ios/app/topup-flow/id1503038374/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/ncap-wallet/id6443671278/reviews) |
| Number of ratings | **6.8K** | 3 |
| Positive reviews | 26.1% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 71 MB | 115 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cable & Wireless Holdings, Inc.](https://appshunter.io/developer/874354221) | [Navozyme Pte. Ltd.](https://appshunter.io/developer/1583947001) |

## What reviewers say

### Topup Flow

[App page](https://appshunter.io/ios/app/topup-flow/id1503038374)

Easily recharge any Flow phone or purchase plans with a credit/debit card or PayPal. Select a destination, choose an amount or plan, and enter payment details for a quick top-up.

**Highlights:** Recharge any Flow phone, Purchase Flow plans, Pay with credit/debit card, Pay with PayPal, Simple 3-step process, Repeat past top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Excellent app
- 🚀 Easy to use

**What reviewers complain about**

- 🐛 App crashes frequently
- 💸 Overcharging and losing credit
- 🔍 Lacking functionality and information
- 🤖 Poor customer service
- 🔌 Unreliable connectivity

**Reported bugs**

- Charges not going through
- Logging out issues
- Freezing and crashing

**Requested features**

- Improve data balance display
- Allow email/profile updates
- Provide better plan information


### NCap Wallet™

[App page](https://appshunter.io/ios/app/ncap-wallet/id6443671278)

Manage your seafarer e-certificates securely on the blockchain. Features enhanced data protection and real-time verification via QR codes. More credential management tools are planned.

**Highlights:** Blockchain-enabled e-certificates, IMO guideline compliance, Enhanced data protection, Real-time verification with QR code, Credential management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Topup Flow free?

Topup Flow is free to download, with no in-app purchases.

### Is NCap Wallet™ free?

NCap Wallet™ is free to download, with no in-app purchases.

### Which has better reviews, Topup Flow or NCap Wallet™?

Topup Flow is rated higher. Topup Flow averages 4.5 out of 5 from 6.8K ratings, while NCap Wallet™ averages 2.3 from 3 ratings.

### Do Topup Flow or NCap Wallet™ have ads?

NCap Wallet™ shows ads; Topup Flow does not.

### Which is updated more often, Topup Flow or NCap Wallet™?

Topup Flow ships an update fortnightly, and NCap Wallet™ every 2 weeks. Most recently, Topup Flow was updated on October 19, 2026 and NCap Wallet™ on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*