# Topup Flow vs MonkTrader

The clearest difference is in-app purchases: Topup Flow at none against MonkTrader's 2. Topup Flow also leads on ratings volume (7K vs 6) and rating (4.5 vs 4.3). MonkTrader's advantage is update cadence (every 6 days vs fortnightly). On price, ads and iOS requirement there is nothing between them.

Both are free to download. MonkTrader sells 2 in-app purchases, starting at $6.99 per 7 days. Topup Flow asks for nothing beyond the download.

Topup Flow holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Topup Flow has 7K ratings behind it against 6, so its average is the more settled of the two.

Topup Flow ships an update fortnightly, MonkTrader every 6 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Topup Flow | MonkTrader |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (7K ratings)](https://appshunter.io/ios/app/topup-flow/id1503038374/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/monktrader-day-trading-rules/id6799897013/reviews) |
| Number of ratings | **7K** | 6 |
| Positive reviews | 26.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 71 MB | 70 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cable & Wireless Holdings, Inc.](https://appshunter.io/developer/874354221) | [ROSWIKA LURULI](https://appshunter.io/developer/6799897015) |

## What reviewers say

### Topup Flow

[App page](https://appshunter.io/ios/app/topup-flow/id1503038374)

Easily recharge any Flow phone or purchase plans with a credit/debit card or PayPal. Select a destination, choose an amount or plan, and enter payment details for a quick top-up.

**Highlights:** Recharge any Flow phone, Purchase Flow plans, Pay with credit/debit card, Pay with PayPal, Simple 3-step process, Repeat past top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Excellent app
- 🚀 Easy to use

**What reviewers complain about**

- 🐛 App crashes frequently
- 💸 Overcharging and losing credit
- 🔍 Lacking functionality and information
- 🤖 Poor customer service
- 🔌 Unreliable connectivity

**Reported bugs**

- Charges not going through
- Logging out issues
- Freezing and crashing

**Requested features**

- Improve data balance display
- Allow email/profile updates
- Provide better plan information


### MonkTrader

[App page](https://appshunter.io/ios/app/monktrader-day-trading-rules/id6799897013)

This app helps traders enforce discipline by setting and enforcing custom trading rules, such as daily trade limits and loss caps. It uses OS-level locks to create a pause between impulsive decisions and actual trades, promoting better trading habits.

**Highlights:** OS-level trading app locks, Customizable trading rules, Loss limits and trade caps, Discipline streak and score, On-device activity log, Fully overridable enforcement

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MonkTrader Weekly | $6.99 | per 7 days |
| MonkTrader Annual | $49.99 | per year |


## Frequently asked questions

### Is Topup Flow free?

Topup Flow is free to download, with no in-app purchases.

### Is MonkTrader free?

MonkTrader is free to download, with in-app purchases available.

### Which has better reviews, Topup Flow or MonkTrader?

Topup Flow is rated higher. Topup Flow averages 4.5 out of 5 from 7K ratings, while MonkTrader averages 4.3 from 6 ratings.

### Do Topup Flow or MonkTrader have ads?

Neither Topup Flow nor MonkTrader shows ads.

### Which is updated more often, Topup Flow or MonkTrader?

Topup Flow ships an update fortnightly, and MonkTrader every 6 days. Most recently, Topup Flow was updated on November 3, 2026 and MonkTrader on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*