# Central Plaza vs Pay Me Back!

The clearest difference is ads: Central Plaza at none against Pay Me Back!'s shown. Central Plaza also leads on update cadence (monthly vs every 6 months) and iOS requirement (9.0 vs 14.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Central Plaza ships an update monthly, Pay Me Back! every 6 months. The most recent releases landed on October 25, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Central Plaza | Pay Me Back! |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/pay-me-back/id1547165699/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 6 months |
| Monetization | — | Ad-supported |
| Size | 10 MB | 26 MB |
| Requires iOS | **9.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Carrier Hong Kong Ltd](https://appshunter.io/developer/1493107608) | [Fung Yiu Fu](https://appshunter.io/developer/1525085614) |

## What reviewers say

### Central Plaza

[App page](https://appshunter.io/ios/app/central-plaza/id1503152933)

**Features:** macOS Compatibility

**In-app purchases:** none


### Pay Me Back!

[App page](https://appshunter.io/ios/app/pay-me-back/id1547165699)

Easily track and settle shared expenses with friends. Record event costs and get clear instructions on who owes whom, and how much. You can also mark payments as settled.

**Highlights:** Record event expenses, Calculate who owes whom, Specify payment amounts, Track payment status, Share settlement details

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Central Plaza free?

Central Plaza is free to download, with no in-app purchases.

### Is Pay Me Back! free?

Pay Me Back! is free to download, with no in-app purchases.

### Do Central Plaza or Pay Me Back! have ads?

Pay Me Back! shows ads; Central Plaza does not.

### Which is updated more often, Central Plaza or Pay Me Back!?

Central Plaza ships an update monthly, and Pay Me Back! every 6 months. Most recently, Central Plaza was updated on October 25, 2026 and Pay Me Back! on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*