# CalBank App vs Secured pay

The clearest difference is rating: Secured pay at 5.0 against CalBank App's 3.4. Secured pay also leads on update cadence (fortnightly vs every 6 weeks). CalBank App's advantage is ratings volume (161 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Secured pay holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: CalBank App has 161 ratings behind it against 1, so its average is the more settled of the two.

CalBank App ships an update every 6 weeks, Secured pay fortnightly. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | CalBank App | Secured pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (161 ratings)](https://appshunter.io/ios/app/calbank-app/id1503346047/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/secured-pay/id6756720444/reviews)** |
| Number of ratings | **161** | 1 |
| Positive reviews | 21.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 67 MB | 67 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Cal Bank Ltd. (Head Office)](https://appshunter.io/developer/1070505823) | [SECURED PAY LTD](https://appshunter.io/developer/1862483677) |

## What reviewers say

### CalBank App

[App page](https://appshunter.io/ios/app/calbank-app/id1503346047)

This app provides a secure online payment gateway for individuals and businesses to make and accept payments using various cards and mobile wallets. It offers a user-friendly interface for managing accounts, paying bills, and accessing banking services on the go.

**Highlights:** Online payment gateway, Account transfers (intra, inter, inter-bank), Bill and data payments, Airtime top-up, QR code payments, Account opening and management, Transaction history and statements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Reliable and available
- 👍 Makes transactions easier
- 👍 Great app, very fluid
- 👍 Amazing and reliable

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 OTP issues and delays
- 🐛 Slow app performance
- 🐛 UI/UX issues after updates
- 🐛 Transaction failures and missing money

**Reported bugs**

- App crashes on launch
- App crashes after iOS updates
- OTP not received or delayed
- Transactions go missing
- Authentication failures during login

**Requested features**

- Allow weekend transactions
- Enable Airtime purchase via App
- Add description/reference for Momo to account transactions
- Incorporate Face ID or fingerprint lock
- Allow OTP via email as a backup


### Secured pay

[App page](https://appshunter.io/ios/app/secured-pay/id6756720444)

This platform simplifies and secures international money transfers for individuals and businesses. It offers features like escrow protection, transaction tracking, and receiver confirmation to enhance trust and transparency in global commerce.

**Highlights:** Cross-border transactions, Escrow protection, Receiver confirmation, Transaction tracking, KYC verification, Fraud prevention

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CalBank App free?

CalBank App is free to download, with no in-app purchases.

### Is Secured pay free?

Secured pay is free to download, with no in-app purchases.

### Which has better reviews, CalBank App or Secured pay?

Secured pay is rated higher. CalBank App averages 3.4 out of 5 from 161 ratings, while Secured pay averages 5.0 from 1 ratings.

### Do CalBank App or Secured pay have ads?

Neither CalBank App nor Secured pay shows ads.

### Which is updated more often, CalBank App or Secured pay?

CalBank App ships an update every 6 weeks, and Secured pay fortnightly. Most recently, CalBank App was updated on November 7, 2026 and Secured pay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*