# Optima Digital vs n1co

The clearest difference is update cadence: n1co at weekly against Optima Digital's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Optima Digital ships an update every 3 months, n1co weekly. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Optima Digital | n1co |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.7 (39 ratings)](https://appshunter.io/ios/app/n1co/id1662164199/reviews)** |
| Number of ratings | — | **39** |
| Positive reviews | — | 7.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | — | Free |
| Size | 88 MB | 218 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Optima Servicios Financieros](https://appshunter.io/developer/1503545013) | [N1co Tech](https://appshunter.io/developer/1662164201) |

## What reviewers say

### Optima Digital

[App page](https://appshunter.io/ios/app/optima-digital/id1503545015)

**Features:** macOS Compatibility

**In-app purchases:** none


### n1co

[App page](https://appshunter.io/ios/app/n1co/id1662164199)

Manage your finances entirely digitally with this banking platform. Enjoy a simplified bank account and a digital VISA debit card for online purchases, with the option to request a physical card. Control expenses, transfers, payments, and collections from your mobile device.

**Highlights:** Digital bank account, Digital VISA debit card, Physical VISA debit card, Expense control, Transfers and payments, Customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Optima Digital free?

Optima Digital is free to download, with no in-app purchases.

### Is n1co free?

n1co is free to download, with no in-app purchases.

### Do Optima Digital or n1co have ads?

Neither Optima Digital nor n1co shows ads.

### Which is updated more often, Optima Digital or n1co?

Optima Digital ships an update every 3 months, and n1co weekly. Most recently, Optima Digital was updated on October 3, 2026 and n1co on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*