# EXRater vs Money Tracker AI

The clearest difference is in-app purchases: EXRater at none against Money Tracker AI's 2. EXRater also leads on device support (4 vs 1) and iOS requirement (9.3 vs 17.2). On price, update cadence and ads there is nothing between them.

Both are free to download. Money Tracker AI sells 2 in-app purchases, starting at $2.99 per 3 months. EXRater asks for nothing beyond the download.

EXRater ships an update every 2 weeks, Money Tracker AI weekly. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | EXRater | Money Tracker AI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 6 MB | 21 MB |
| Requires iOS | **9.3** | 17.2 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Hartmut Albers](https://appshunter.io/developer/683782777) | [BITART](https://appshunter.io/developer/1747324278) |

## What reviewers say

### EXRater

[App page](https://appshunter.io/ios/app/exrater/id1503907486)

**Features:** macOS Compatibility

**In-app purchases:** none


### Money Tracker AI

[App page](https://appshunter.io/ios/app/money-tracker-ai/id6745075420)

This AI-powered app simplifies money management by automatically categorizing expenses, tracking income, and creating adaptive budgets. It offers insights into spending habits, forecasts cash flow, and provides visual dashboards for financial clarity. Security and privacy are prioritized with on-device processing and encryption.

**Highlights:** AI-powered expense categorization, Adaptive budgeting with AI, AI insights and cash flow forecasting, Visual financial dashboards, Receipt scanning with AI recognition, Multi-currency and multi-wallet support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 3 Month Premium | $2.99 | per 3 months |
| Yearly Premium | $6.99 | per year |


## Frequently asked questions

### Is EXRater free?

EXRater is free to download, with no in-app purchases.

### Is Money Tracker AI free?

Money Tracker AI is free to download, with in-app purchases available.

### Do EXRater or Money Tracker AI have ads?

Neither EXRater nor Money Tracker AI shows ads.

### Which is updated more often, EXRater or Money Tracker AI?

EXRater ships an update every 2 weeks, and Money Tracker AI weekly. Most recently, EXRater was updated on October 25, 2026 and Money Tracker AI on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*