# sai sai pay vs GTB Pay

The clearest difference is review sentiment: sai sai pay at 39% against GTB Pay's 0%. sai sai pay also leads on ratings volume (290 vs 7) and update cadence (every 3 weeks vs every 2 months). GTB Pay's advantage is rating (4.0 vs 3.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GTB Pay holds the better App Store score, 4.0 against 3.8. That said, the two scores are not equally well evidenced: sai sai pay has 290 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 39% of sai sai pay's written reviews are positive against 0% of GTB Pay's, so the app with the better star average is not the one people write more warmly about.

sai sai pay ships an update every 3 weeks, GTB Pay every 2 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | sai sai pay | GTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (290 ratings)](https://appshunter.io/ios/app/sai-sai-pay/id1504037925/reviews) | **[4.0 (7 ratings)](https://appshunter.io/ios/app/gtb-pay/id6479803787/reviews)** |
| Number of ratings | **290** | 7 |
| Positive reviews | **38.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 34 MB | 35 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UAB Bank Limited](https://appshunter.io/developer/1406305742) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### sai sai pay

[App page](https://appshunter.io/ios/app/sai-sai-pay/id1504037925)

Stay connected with your favorite artist and their community. This app allows you to make payments, transfer funds to friends, and purchase mobile top-ups. Future updates will enable buying artist merchandise directly.

**Highlights:** Artist news updates, In-app payments, Fund transfers to friends, Mobile top-up purchases, Artist merchandise purchasing (future)

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🤩 Coolest app ever
- 💡 Great idea of collaboration
- 👍 Win-win situation
- 👍 Great UI/UX
- 👍 Easy to use

**What reviewers complain about**

- 👎 Just advertising
- 👎 Cannot play music well
- 👎 Very bad application
- 👎 UI/UX so lacking
- 👎 Stuck at passcode page

**Reported bugs**

- Cannot play music well
- Stuck at passcode page
- OTP can’t come in
- Network failures
- App can’t handle load

**Requested features**

- Music should run in the background outside the app
- Sound should be run after the app lock
- Songs should be run after lock
- Need more detailed features
- Can’t transfer from UAB app


### GTB Pay

[App page](https://appshunter.io/ios/app/gtb-pay/id6479803787)

Manage your finances on the go with this secure and user-friendly financial app. Easily transfer money, pay bills, and load funds using your MPU card or QR codes. Enjoy 24/7 customer support for a seamless banking experience.

**Highlights:** Wallet-to-wallet transfers, Cash in from MPU card, QR code transactions, Bill payment, Secure and reliable, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is sai sai pay free?

sai sai pay is free to download, with no in-app purchases.

### Is GTB Pay free?

GTB Pay is free to download, with no in-app purchases.

### Which has better reviews, sai sai pay or GTB Pay?

GTB Pay is rated higher. sai sai pay averages 3.8 out of 5 from 290 ratings, while GTB Pay averages 4.0 from 7 ratings.

### Do sai sai pay or GTB Pay have ads?

Neither sai sai pay nor GTB Pay shows ads.

### Which is updated more often, sai sai pay or GTB Pay?

sai sai pay ships an update every 3 weeks, and GTB Pay every 2 months. Most recently, sai sai pay was updated on November 3, 2026 and GTB Pay on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*