# Djamo vs CDS Online

The clearest difference is rating: Djamo at 4.6 against CDS Online's 1.0. Djamo also leads on update cadence (fortnightly vs every 8 months) and ratings volume (1.3K vs 1). CDS Online's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Djamo holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Djamo has 1.3K ratings behind it against 1, so its average is the more settled of the two.

Djamo ships an update fortnightly, CDS Online every 8 months. The most recent releases landed on October 27, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Djamo | CDS Online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.3K ratings)](https://appshunter.io/ios/app/djamo/id1504072402/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cds-online/id1520209410/reviews) |
| Number of ratings | **1.3K** | 1 |
| Positive reviews | 64.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 8 months |
| Monetization | Free | Free |
| Size | 176 MB | 345 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Djamo](https://appshunter.io/developer/1497339337) | [CREDIT DU SENEGAL](https://appshunter.io/developer/1520209412) |

## What reviewers say

### Djamo

[App page](https://appshunter.io/ios/app/djamo/id1504072402)

Manage your money with a Visa account and card. Recharge, pay, transfer, and withdraw funds globally with no fees. Open an account and order your card in minutes, with free delivery in Abidjan.

**Highlights:** Recharge, pay, transfer, and withdraw, Free Visa card, Account opening in 2 minutes, Free card delivery in Abidjan, Worldwide payments and withdrawals, Secure transactions with PCI DSS and 3D Secure

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient money transfers
- 👍 User-friendly interface
- 🤝 Responsive customer service
- 💳 Convenient virtual card
- 💰 Affordable fees

**What reviewers complain about**

- 🔒 Security concerns
- 💰 Excessive fees
- 🐛 Unreliable service
- 🤔 Lack of features
- ⏰ Slow response times

**Reported bugs**

- Disappearing account balances
- Inability to access the app
- Recurring payment issues

**Requested features**

- Add Binance pay integration
- Connect Djamo with mobile money accounts
- Improve compatibility with Apple Pay


### CDS Online

[App page](https://appshunter.io/ios/app/cds-online/id1520209410)

Manage your bank accounts digitally 24/7 from anywhere. View real-time account balances, make secure transfers, and access statements. Features include a loan simulator, branch locator, and instant card blocking.

**Highlights:** Real-time account viewing, Secure transfers, Loan simulator, Branch and ATM locator, Instant card blocking, Transaction history, Currency exchange rates

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Djamo free?

Djamo is free to download, with no in-app purchases.

### Is CDS Online free?

CDS Online is free to download, with no in-app purchases.

### Which has better reviews, Djamo or CDS Online?

Djamo is rated higher. Djamo averages 4.6 out of 5 from 1.3K ratings, while CDS Online averages 1.0 from 1 ratings.

### Do Djamo or CDS Online have ads?

Neither Djamo nor CDS Online shows ads.

### Which is updated more often, Djamo or CDS Online?

Djamo ships an update fortnightly, and CDS Online every 8 months. Most recently, Djamo was updated on October 27, 2026 and CDS Online on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*