# Djamo vs Molo Molo Pay

The clearest difference is rating: Djamo at 4.6 against Molo Molo Pay's 4.2. Djamo also leads on ratings volume (1.3K vs 21). Molo Molo Pay's advantage is review sentiment (87% vs 64%) and update cadence (every 5 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Djamo holds the better App Store score, 4.6 against 4.2. That said, the two scores are not equally well evidenced: Djamo has 1.3K ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 64% of Djamo's written reviews are positive against 87% of Molo Molo Pay's, so the app with the better star average is not the one people write more warmly about.

Djamo ships an update fortnightly, Molo Molo Pay every 5 days. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Djamo | Molo Molo Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.3K ratings)](https://appshunter.io/ios/app/djamo/id1504072402/reviews)** | [4.2 (21 ratings)](https://appshunter.io/ios/app/molo-molo-pay/id6502276147/reviews) |
| Number of ratings | **1.3K** | 21 |
| Positive reviews | 64.0% of reviews | **86.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Free | Free |
| Size | 137 MB | 132 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Djamo](https://appshunter.io/developer/1497339337) | [MOLO MOLO](https://appshunter.io/developer/1744859531) |

## What reviewers say

### Djamo

[App page](https://appshunter.io/ios/app/djamo/id1504072402)

Manage your finances with a Visa account and card. Easily top up, pay, transfer, and withdraw funds with no hidden fees. Open an account and get your card delivered quickly for global payments.

**Highlights:** Visa account and card, Fee-free top-ups, payments, transfers, withdrawals, 2-minute account opening, Free card delivery in Abidjan, Global payment capabilities, Multi-level security systems, PCI DSS certified

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient money transfers
- 👍 User-friendly interface
- 🤝 Responsive customer service
- 💳 Convenient virtual card
- 💰 Affordable fees

**What reviewers complain about**

- 🔒 Security concerns
- 💰 Excessive fees
- 🐛 Unreliable service
- 🤔 Lack of features
- ⏰ Slow response times

**Reported bugs**

- Disappearing account balances
- Inability to access the app
- Recurring payment issues

**Requested features**

- Add Binance pay integration
- Connect Djamo with mobile money accounts
- Improve compatibility with Apple Pay


### Molo Molo Pay

[App page](https://appshunter.io/ios/app/molo-molo-pay/id6502276147)

This app allows users to purchase items by saving up gradually over time. Reserve products, make incremental payments, and receive your item once your savings goal is met. It offers a secure, interest-free way to buy goods without needing traditional credit.

**Highlights:** Reserve products and pay in installments, Set personalized savings goals, Secure payment technology, Interest-free purchasing, Wide range of products and categories, Extensive partner network for withdrawals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Djamo free?

Djamo is free to download, with no in-app purchases.

### Is Molo Molo Pay free?

Molo Molo Pay is free to download, with no in-app purchases.

### Which has better reviews, Djamo or Molo Molo Pay?

Djamo is rated higher. Djamo averages 4.6 out of 5 from 1.3K ratings, while Molo Molo Pay averages 4.2 from 21 ratings.

### Do Djamo or Molo Molo Pay have ads?

Neither Djamo nor Molo Molo Pay shows ads.

### Which is updated more often, Djamo or Molo Molo Pay?

Djamo ships an update fortnightly, and Molo Molo Pay every 5 days. Most recently, Djamo was updated on November 7, 2026 and Molo Molo Pay on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*