# Djamo vs Julaya

The clearest difference is update cadence: Djamo at fortnightly against Julaya's monthly. Djamo also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Djamo ships an update fortnightly, Julaya monthly. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Djamo | Julaya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.3K ratings)](https://appshunter.io/ios/app/djamo/id1504072402/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 64.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 176 MB | 37 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Djamo](https://appshunter.io/developer/1497339337) | [Julaya](https://appshunter.io/developer/1776630575) |

## What reviewers say

### Djamo

[App page](https://appshunter.io/ios/app/djamo/id1504072402)

Manage your money with a Visa account and card. Recharge, pay, transfer, and withdraw funds globally with no fees. Open an account and order your card in minutes, with free delivery in Abidjan.

**Highlights:** Recharge, pay, transfer, and withdraw, Free Visa card, Account opening in 2 minutes, Free card delivery in Abidjan, Worldwide payments and withdrawals, Secure transactions with PCI DSS and 3D Secure

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient money transfers
- 👍 User-friendly interface
- 🤝 Responsive customer service
- 💳 Convenient virtual card
- 💰 Affordable fees

**What reviewers complain about**

- 🔒 Security concerns
- 💰 Excessive fees
- 🐛 Unreliable service
- 🤔 Lack of features
- ⏰ Slow response times

**Reported bugs**

- Disappearing account balances
- Inability to access the app
- Recurring payment issues

**Requested features**

- Add Binance pay integration
- Connect Djamo with mobile money accounts
- Improve compatibility with Apple Pay


### Julaya

[App page](https://appshunter.io/ios/app/julaya/id6737479571)

**In-app purchases:** none


## Frequently asked questions

### Is Djamo free?

Djamo is free to download, with no in-app purchases.

### Is Julaya free?

Julaya is free to download, with no in-app purchases.

### Do Djamo or Julaya have ads?

Neither Djamo nor Julaya shows ads.

### Which is updated more often, Djamo or Julaya?

Djamo ships an update fortnightly, and Julaya monthly. Most recently, Djamo was updated on November 3, 2026 and Julaya on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*