# NCB Business vs GK One

The clearest difference is rating: GK One at 4.8 against NCB Business's 2.7. GK One also leads on ratings volume (1.6K vs 3). NCB Business's advantage is review sentiment (100% vs 75%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GK One holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: GK One has 1.6K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of NCB Business's written reviews are positive against 75% of GK One's, so the app with the better star average is not the one people write more warmly about.

NCB Business ships an update monthly, GK One every 2 months. The most recent releases landed on October 21, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | NCB Business | GK One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (3 ratings)](https://appshunter.io/ios/app/ncb-business/id1504133973/reviews) | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/gk-one/id1593938821/reviews)** |
| Number of ratings | 3 | **1.6K** |
| Positive reviews | **100.0% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 96 MB | 156 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The National Capital Bank of Washington](https://appshunter.io/developer/961782960) | [GraceKennedy Financial Group Limited](https://appshunter.io/developer/1542146314) |

## What reviewers say

### NCB Business

[App page](https://appshunter.io/ios/app/ncb-business/id1504133973)

Manage your business finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks conveniently from your device. Access account history and manage payees with ease.

**Highlights:** Check account balances, Search recent transactions, Schedule bill payments, Add/Edit/Delete payees, Deposit checks, Transfer funds between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### GK One

[App page](https://appshunter.io/ios/app/gk-one/id1593938821)

This app facilitates money transfers, bill payments, and online shopping. It also allows users to apply for credit cards and insurance, manage prepaid cards, and donate to charities. Earn rewards by referring friends and track all your transactions in one place.

**Highlights:** Send and receive money transfers, Pay bills to over 100 billers, Apply for credit cards and insurance, Shop online with a prepaid VISA card, Refer friends to earn rewards, Donate to charities, Manage account and view transaction history

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 Hassle-free experience
- 👍 Straightforward process
- 👍 Convenient and efficient
- 👍 Saves time and no more long lines

**What reviewers complain about**

- 🐛 Glitches and issues with app functionality
- 🐛 Inaccurate transaction tracking
- 🐛 Login issues requiring repeated sign-in
- 🐛 Issues with receiving money and updating information

**Reported bugs**

- Transferred money disappearing
- App not working for a period of time

**Requested features**

- Face ID login for faster access
- Increase transaction limits
- Add dark mode option
- Improve contact information editing


## Frequently asked questions

### Is NCB Business free?

NCB Business is free to download, with no in-app purchases.

### Is GK One free?

GK One is free to download, with no in-app purchases.

### Which has better reviews, NCB Business or GK One?

GK One is rated higher. NCB Business averages 2.7 out of 5 from 3 ratings, while GK One averages 4.8 from 1.6K ratings.

### Do NCB Business or GK One have ads?

Neither NCB Business nor GK One shows ads.

### Which is updated more often, NCB Business or GK One?

NCB Business ships an update monthly, and GK One every 2 months. Most recently, NCB Business was updated on October 21, 2026 and GK One on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*