# Goldpay.com vs Phi

The clearest difference is monetization model: Goldpay.com at free against Phi's ad-supported. Goldpay.com also leads on iOS requirement (15.0 vs 17.0). Phi's advantage is update cadence (every 10 days vs every 3 weeks) and ratings volume (6 vs 2). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Goldpay.com against 5.0 for Phi. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Goldpay.com ships an update every 3 weeks, Phi every 10 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Goldpay.com | Phi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/goldpaycom/id1504405618/reviews) | [5.0 (6 ratings)](https://appshunter.io/ios/app/phi-gold-wallet/id1630948687/reviews) |
| Number of ratings | 2 | **6** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | **Free** | Ad-supported |
| Size | 32 MB | 99 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 9+ |
| Developer | [Goldpay Limited](https://appshunter.io/developer/1233550246) | [Phi Wallet](https://appshunter.io/developer/1630948689) |

## What reviewers say

### Goldpay.com

[App page](https://appshunter.io/ios/app/goldpaycom/id1504405618)

Manage real gold assets easily through a mobile platform. Offers services like depositing, withdrawing, and transferring gold among users. Designed for both everyday consumers and global investors.

**Highlights:** Real gold deposit, Real gold withdrawal, Gold transfer among users, Identity verification via SMS, One-stop management platform

**Features:** Vision Pro support

**In-app purchases:** none


### Phi

[App page](https://appshunter.io/ios/app/phi-gold-wallet/id1630948687)

Securely save and invest in physical gold with instant access from anywhere. Buy, sell, and have your gold shipped directly to you. Protect your savings from inflation with a blockchain-based wallet.

**Highlights:** Save and invest in physical gold, Instant access to gold worldwide, Buy and sell gold with a few clicks, Gold shipped to your doorstep, LBMA certified 24K gold, No minimum purchase required, Secure blockchain-based storage

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Goldpay.com free?

Goldpay.com is free to download, with no in-app purchases.

### Is Phi free?

Phi is free to download, with no in-app purchases.

### Which has better reviews, Goldpay.com or Phi?

Goldpay.com and Phi are both rated 5.0 out of 5 on the App Store, from 2 and 6 ratings respectively.

### Do Goldpay.com or Phi have ads?

Neither Goldpay.com nor Phi shows ads.

### Which is updated more often, Goldpay.com or Phi?

Goldpay.com ships an update every 3 weeks, and Phi every 10 days. Most recently, Goldpay.com was updated on October 24, 2026 and Phi on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*