# BAOVIET Smart vs Vikki DAB

The clearest difference is rating: BAOVIET Smart at 2.7 against Vikki DAB's 1.7. BAOVIET Smart also leads on review sentiment (100% vs 63%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAOVIET Smart holds the better App Store score, 2.7 against 1.7. Both are backed by a comparable volume of ratings — 7 and 6 respectively. Written reviews point the same way: 100% of BAOVIET Smart's written reviews are positive against 63% of Vikki DAB's.

BAOVIET Smart ships an update every 2 months, Vikki DAB every 5 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BAOVIET Smart | Vikki DAB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (7 ratings)](https://appshunter.io/ios/app/baoviet-smart/id1504422967/reviews)** | [1.7 (6 ratings)](https://appshunter.io/ios/app/vikki-dab/id6692612252/reviews) |
| Number of ratings | **7** | 6 |
| Positive reviews | **100.0% of reviews** | 62.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 222 MB | 94 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BAOVIET Bank](https://appshunter.io/developer/1504422966) | [Vikki Digital Bank Limited](https://appshunter.io/developer/336751428) |

## What reviewers say

### BAOVIET Smart

[App page](https://appshunter.io/ios/app/baoviet-smart/id1504422967)

This digital banking app allows users to manage and conduct financial transactions securely and conveniently online. It offers features for account linking, fund transfers, bill payments, and mobile top-ups, all accessible from your mobile device.

**Highlights:** Account and card linking, Fund transfers (internal and external), Bill payments, Mobile top-ups, Account balance and transaction history, Biometric and OTP security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Vikki DAB

[App page](https://appshunter.io/ios/app/vikki-dab/id6692612252)

This personal banking app offers enhanced security and convenience for transactions. It features biometric updates for faster, safer banking and supports large transactions up to 10 million VND per transaction or 20 million VND daily.

**Highlights:** Biometric security updates, Fast and secure transactions, Support for large transactions, Enhanced security for banking, Personal banking convenience

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BAOVIET Smart free?

BAOVIET Smart is free to download, with no in-app purchases.

### Is Vikki DAB free?

Vikki DAB is free to download, with no in-app purchases.

### Which has better reviews, BAOVIET Smart or Vikki DAB?

BAOVIET Smart is rated higher. BAOVIET Smart averages 2.7 out of 5 from 7 ratings, while Vikki DAB averages 1.7 from 6 ratings.

### Do BAOVIET Smart or Vikki DAB have ads?

Neither BAOVIET Smart nor Vikki DAB shows ads.

### Which is updated more often, BAOVIET Smart or Vikki DAB?

BAOVIET Smart ships an update every 2 months, and Vikki DAB every 5 weeks. Most recently, BAOVIET Smart was updated on October 29, 2026 and Vikki DAB on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*